Tag: disability insurance

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50% of working Americans couldn’t make it a month without their income before financial difficulties would kick in. Could you?

“You have a greater likelihood of becoming disabled than you do of dying before you retire, and yet more people understand the need for life insurance.”

An epidemic of injuries among nurses has spurred some government officials to consider increasing worker protection through stricter regulation. What laws aim to further health care worker safety in the near future? Nurses, certified nursing assistants (CNAs) and other health care workers suffer approximately 9,000 injuries every day, an injury rate worse than for those […]

Download this episode: On Libsyn  |  On Stitcher We’ve been in the disability insurance field for a long time, and there’s one thing we’ve noticed over the years: Nurses get injured – and those injuries often leave them disabled. Is epidemic really the appropriate term to use? It is, because these injuries are more common […]

Approximately 9,000 American health care workers suffer a disabling injury each day. A serious injury may profoundly affect your career and finances. What can you do about it? Nursing injuries have reached epidemic proportions. Making matters worse, health care workers often feel ignored or mistreated after suffering a serious injury or illness at work. Many […]

A recent article in Forbes offers a detailed comparison of the average salary for professional baseball, football, basketball and hockey players. According to its author Kurt Badenhausen, the MLB saw its biggest annual salary increase since 2001, nearly doubling the average NFL salary but still trailing behind the NBA. The average MLB salary was $3.82 million for […]

“A private disability policy is undoubtedly the best route for any pro player … to protect themselves,” says Frank N. Darras, disability lawyer to the pros. Football is a dangerous sport. Even as the league works to improve player safety through rule changes, serious injuries are a weekly occurrence. Consider the carnage of last Sunday: […]

The case for pro athletes to consider disability insurance could not be more ripe than it is right now. With all the information that has come out about concussions in the NFL and the longterm effects of a career of hard hits now coupled with the news that the Governor of California is limiting access […]

Both disability and life insurance are pieces to comprehensive coverage for you and your family should a disabling event or a life-ending tragedy occur. What type of coverage and what amount of coverage is needed to protect your future is something you should discuss with an experienced disability attorney. In the meantime, here are a […]

The Council for Disability Awareness (CDA) released the 2012 Long-Term Disability Claims Review earlier this month. In a nutshell, the study found that while disability claims continued to rise, fewer working Americans are adequately protecting their incomes through disability insurance. This is a shocking and disturbing finding considering that a 25-year-old has a 12% chance […]

When it comes to disability insurance, there are lots of rumors and misunderstandings that people have. From how to file a claim to what type of policy is best to the tricks insurance companies use to wrongfully deny claims, it can be difficult to determine the importance of this type of insurance. Furthermore, it can […]