Year: 2014

Once you purchase individual disability insurance, you may begin to think about what would happen to you in the event of an injury or illness. Just the same as life insurance, you hope you never have to use this type of coverage. At the same time, you know that it will protect you in the […]

On Oct. 30, a federal appeals court approved a class-action lawsuit brought by employees of Amgen Inc. The plaintiffs say that the biotech company mismanaged their retirement funds. This decision could open the door to other suits against companies whose actions or inactions regarding their employee investment funds caused employees to lose significant amounts of […]

All of our California readers, regardless of age, realize there are some types of insurance they need. There are also some types they do not require. And along the same lines, there are instances when people think they have the right coverage, just to find out the hard way that they don’t. One of the […]

Many people don’t have the insurance they need because it involves thinking about unpleasant possibilities. No one wants to consider that their house could be destroyed by a fire, earthquake or tornado or that they could suffer a debilitating injury or illness. With so many other expenses in our lives, why put away money for […]

Physical conditions and disabilities are the reason that many people file disability insurance claims to help them get by when they are unable to work. However, mental disabilities and chemical dependency issues can also prevent people from working. As FindLaw notes, the millions of Americans who suffer from mental illness can find their job performance […]

Many of our California readers are NFL fans. While you may not keep close tabs on former players, such as Jermichael Finley, his story is well worth paying attention to. After a long offseason during which Finley toyed with the idea of returning to the NFL, he slipped out of the public eye. The reason […]

When it comes time to purchase any type of disability insurance, individual or group, it is imperative that you separate fact from fiction. Those who believe the many myths circulating the industry could soon find themselves with the wrong coverage or worse yet, none at all. According to Forbes, citing a report compiled by the […]

Many of us look forward to our senior years, anticipating traveling, spending time with family and enjoying the rewards of decades of work. However, the reality is that almost 70 percent of people 65 and over on average will require long-term care. This can be anything from an in-home caregiver to an assisted living facility […]

No matter if you are a company owner, human resources professional or employee, you need to learn as much as you can about the types of group disability insurance that are available. Some people believe that purchasing group disability insurance is too expensive. Some employees wonder if they qualify or if they should spend the […]

Many people who file disability claims have conditions that are verifiable through medical testing such as blood tests, x-rays, scans and biopsies. However, “self-reported” disabilities can be more difficult to prove to the satisfaction of disability insurance companies. According to the National Institute of Neurological Disorders and Stroke, which is part of the National Institutes […]