Dentist with disabling condition may be covered by insurance
People who work in the dental profession, just like people who work in other fields, may experience certain occupation-related injuries. After all, they might have to work in uncomfortable positions for long periods, which places a strain on their necks and backs. If a dental hygienist or dentist suffers a disabling condition as a result of his or her profession, he or she might be covered by a group or individual disability policy.
Dental hygienists and dentists can easily suffer injuries to their hands, wrists, tendons and elbows. Other issues that may arise include disabling mental conditions as well as self-reported chronic pain and fibromyalgia. This might prevent them from being able to perform certain types of dental procedures or might keep them from being able to handle as many procedures as they used to each day.
While it is true that a group or individual disability policy might cover a dental professional in such a situation, there’s no guarantee that all applicable benefits will be immediately forthcoming. It is not uncommon for insurance companies to deny claims. In addition, they often limit how long benefits are paid.
If you filed a disability claim due to a disabling condition and your claim was denied, or if you have been told that you will receive benefits only for two years, it may be beneficial to consult a California attorney as quickly as possible. In the case of a denial, the time period during which you are eligible to file an appeal is limited. An attorney can help you with the appeal process, represent you and gather all of the necessary medical, financial and occupational information you need in order to receive the benefits to which you are entitled.