LTD Lawyers Nationwide

Why Insurance Companies Choose Paper Reviewers Instead of Independent Medical Examiners

Posted August 18, 2021

Being injured or so severely sick that you miss work is a painful experience. Ensuing disability increases your worry and frustration about how soon you will get better and how you will cover your expenses without a regular paycheck. That is why many people carry both short and long-term disability insurance. They are told and […]

Click Here to Read More

Frank N. Darras Authors Daily Journal Article On College Athletics

Posted August 12, 2021

The Daily Journal published an article authored by Frank N. Darras on whether college athletes should unionize. The article examines the numerous changes in the world of collegiate athletics as well as a bill introduced in Congress that would allow some athletes to unionize and classify themselves as employees. Mr. Darras’ article examines the potential […]

Click Here to Read More
LTD Lawyers Nationwide

COVID Long-Haulers: How to Receive Your Long-Term Disability Benefits

Posted August 10, 2021

COVID-19 has infected millions of people worldwide. While many have recovered from this deadly virus, we are still learning about the long-term debilitating effects of COVID. Unfortunately, some survivors of COVID may end up with long-term side effects and issues. It’s hard to know just how many people have these long-term medical issues right now […]

Click Here to Read More
ERISA Attorney Nationwide

Mandatory Overtime and Its Impact on Nurses and CNAs

Posted July 26, 2021

Mandatory overtime, also known as forced overtime, happens when employees, including nurses and CNAs, are forced to work more hours than they had contracted to work upon hire (which is usually 40 hours per week). Forced overtime is imposed. Nurses, CNAs, and other employees cannot opt out of mandatory overtime—hence its name. While some nurses […]

Click Here to Read More
Functional Capacity Evaluation Attorney

Occupational Disability Coverage and Functional Capacity Evaluations


Ensuring the Fair Adjudication of Your Long-Term Disability Claims Whether you’re eligible for individual or group long-term disability benefits depends on whether a disabling illness or injury prevents you from performing the material and substantial duties of your occupation. Many individual and group long-term disability insurers wrongfully delay, deny, or terminate long-term disability payments, claiming […]

Click Here to Read More
The Difference Between Social Security and Private Long-Term Disability Insurance

Social Security Disability Insurance (SSDI) vs. Private Individual Disability Insurance

Posted June 17, 2021

Subscribe to our podcast:
On iTunes | On Stitcher

There are many myths floating around about disability insurance – the most common is that there isn’t much of a difference between SSDI and private long-term disability insurance. Often, Americans will choose to skip the latter because they think the former will provide for them if they become disabled.

Click Here to Read More
Disability Fraud Attorney

Understanding Short-Term Disability Benefits Eligibility


If you suffer a disabling injury or illness that requires treatment and appropriate medical care for a short period of time (typically 12 months or less), short-term disability (STD) insurance benefits can provide you with income replacement. Your short-term disability  income replacement benefits are based on your monthly income, along with a predetermined percentage of […]

Click Here to Read More

Do I pay taxes on disability benefits?


It can be somewhat confusing for most people to determine whether their long-term disability insurance benefits are taxable. Disability benefits may or may not be taxable depending on who made the premium payments and whether those payments are deductible. Social Security disability insurance (SDDI) benefits may be taxable; the IRS provides further explanation of when […]

Click Here to Read More
Individual and Group Disability Insurance Attorney California

Partial Disability vs Total Disability: What’s The Difference?


Did you suffer a disability? Are you unable to work in any capacity, or can you work in some occupations—just not in the same profession as before the onset of your disability? For most insurance companies, whether you qualify as partially or totally disabled is determined by the specific language in the policy. Your level […]

Click Here to Read More

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

Request a Free, Confidential Case Review.
Skip to content