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The Key Differences Between Employer-Sponsored and Individually Purchased Long-Term Disability Insurance

Posted September 16, 2022

There are two main types of long-term disability insurance; individually purchased and employer-sponsored. It’s important to be aware of the defining characteristics of each, as they have a major bearing on you as a policyholder and claimant. Your insurance policy’s status as either employer-sponsored or individually purchased will have implications in terms of cost, taxation, […]

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Frank N. Darras wrote an article for Legal Reader “College Coaches Can Turn a Corner on Players’ Long-Term Injuries and Serious Illnesses”

Posted September 7, 2022

Frank N. Darras wrote an article for Legal Reader highlighting the impact college coaches can have on players’ long-term injuries and serious illnesses. It’s not just a matter of the plays they call, but the advice they give. With college players now able to earn revenue via NIL rules, giving these young men (many of […]

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Frank N. Darras Authored an Article for the Los Angeles Daily Journal Titled “The Year-End NIL Playbook for Lawyers”

Posted August 29, 2022

Frank N. Darras authored an article for the Los Angeles Daily Journal titled “The year-end NIL playbook for lawyers” that looks at the ways college athletes are being paid under NIL rules and ways lawyers can protect young athletes whose future earnings could be in play. Click below to read the full article (*Daily Journal […]

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Frank N. Darras Honored in Best Lawyers of America in Two Different Practice Areas

Posted August 17, 2022

DarrasLaw Founding Partner Frank N. Darras has been honored in two different areas of litigation in the 29th Edition of Best Lawyers in America. The categories are Insurance Law and Healthcare Law. This is the 16th consecutive year Mr. Darras has been named a Best Lawyer, marking another outstanding achievement. As a lawyer representing the […]

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What Is a Bad Faith Insurance Lawsuit? Is It Different From Group ERISA Disability Litigation?

Posted August 2, 2022

There are many similarities between individually purchased and employer-sponsored long-term disability insurance. Both offer income protection and other financial benefits for policyholders in the event they become unable to do full- or part-time work for an extended period due to a disabling injury or illness. However, there are important distinctions between the two as well. […]

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How To Succeed When Filing a Long- Term Disability Insurance Claim

Posted

According to data from the US Bureau of Labor Statistics (BLS), 35% of civilian workers in the United States had access to long-term disability insurance coverage in the year 2020. Employees in higher-paying occupations were much more likely to enjoy and be offered this employment benefit. While millions of Americans have disability insurance, only a […]

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Meniere’s Disease & Long-Term Disability Insurance

Posted July 21, 2022

According to the latest statistics from the Hearing Health Foundation, Meniere’s disease currently affects between 600,000 and 750,000 people in the United States, with over 45,000 new diagnoses of the condition each year. Depending on the nature of your work and the severity of your symptoms, Meniere’s disease can qualify as a disability for the […]

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Postural Orthostatic Tachycardia Syndrome (POTS) & Long-Term Disability Insurance

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Postural orthostatic tachycardia syndrome (POTS) may not be a name that’s familiar to the average American. However, this blood circulation disorder is more common than many people think; the Neurological Institute at the Cleveland Clinic estimates that POTS currently affects around half a million people in the United States. The condition varies in severity from […]

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What Is ERISA? How It Affects Your Long-Term Disability Insurance Claim

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The Employee Retirement Income Security Act of 1974 (ERISA) is a complex body of federal legislation that governs almost all benefits workers receive from their employers, including disability insurance coverage. While there are notable exceptions, most employer-sponsored group short- and long-term disability insurance policies fall under the jurisdiction of ERISA. The legislation offers you few […]

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DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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