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When Does ERISA Not Apply to Employer-Sponsored Long-Term Disability Insurance?

Posted September 16, 2022

The Employee Retirement Income Security Act of 1974 (ERISA) is a collection of federal legislation that sets out rules and standards for a range of employer-provided benefits. The Act usually governs short- and long-term disability insurance policies companies provide to their workers. However, this isn’t always the case. Policies sponsored by certain types of organizations […]

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How Long-Term Disability Insurers Use Social Media Against You

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Statistics show there are now over 127 million Instagram users in the United States. The platform, which is owned by Facebook parent company Meta, invites members to document their lives through pictures and video footage. While this can be a great way of expressing yourself, it also presents risks in certain situations. If you’re filing […]

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Must Your Disability Be an Injury to Qualify for Long-Term Disability Insurance Benefits?

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According to the latest statistics from the Centers for Disease Control and Prevention (CDC), there are currently 61 million American adults living with a disability of some kind; that’s 26% of us. This figure includes 13.7% of people with mobility-related disabling conditions. However, it also encompasses the types of disabilities you might not automatically consider […]

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What Is a “Full & Fair Review” Under ERISA?

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The Employee Retirement Income Security Act of 1974 (ERISA) is a body of federal legislation that governs a wide range of employer-sponsored benefits for workers. This includes long-term disability insurance coverage you get as a perk of employment. There is a distinct appeals procedure when it comes to employer-provided long-term disability insurance plans (also known […]

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Are Long-Term Disability Insurance Benefits Taxable?

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Our clients often want to know whether the monthly benefits they’ll receive from an individually purchased or employer-sponsored group long-term disability insurance policy will be subject to federal or state tax liability. While there are certain guiding principles that play a role in answering this query, it’s best to get real tax help to be […]

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The Key Differences Between Employer-Sponsored and Individually Purchased Long-Term Disability Insurance

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There are two main types of long-term disability insurance; individually purchased and employer-sponsored. It’s important to be aware of the defining characteristics of each, as they have a major bearing on you as a policyholder and claimant. Your insurance policy’s status as either employer-sponsored or individually purchased will have implications in terms of cost, taxation, […]

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Frank N. Darras wrote an article for Legal Reader “College Coaches Can Turn a Corner on Players’ Long-Term Injuries and Serious Illnesses”

Posted September 7, 2022

Frank N. Darras wrote an article for Legal Reader highlighting the impact college coaches can have on players’ long-term injuries and serious illnesses. It’s not just a matter of the plays they call, but the advice they give. With college players now able to earn revenue via NIL rules, giving these young men (many of […]

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Frank N. Darras Authored an Article for the Los Angeles Daily Journal Titled “The Year-End NIL Playbook for Lawyers”

Posted August 29, 2022

Frank N. Darras authored an article for the Los Angeles Daily Journal titled “The year-end NIL playbook for lawyers” that looks at the ways college athletes are being paid under NIL rules and ways lawyers can protect young athletes whose future earnings could be in play. Click below to read the full article (*Daily Journal […]

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Frank N. Darras Honored in Best Lawyers of America in Two Different Practice Areas

Posted August 17, 2022

DarrasLaw Founding Partner Frank N. Darras has been honored in two different areas of litigation in the 29th Edition of Best Lawyers in America. The categories are Insurance Law and Healthcare Law. This is the 16th consecutive year Mr. Darras has been named a Best Lawyer, marking another outstanding achievement. As a lawyer representing the […]

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DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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