As the Olympic Games kick off in Rio, much of the customary fanfare has been replaced with angst over a perceived lack of preparation and unusual threats facing athletes, media, and fans alike. The Zika virus Water quality issues The threat of violence Lack of law enforcement Local and national political turmoil Poor conditions in […]

If you file a claim for disability insurance benefits, your insurance company will likely ask for copies of your state and federal tax returns. Can they really do that? In the latest installment of our Disability FAQ video series, we explain what personal information your insurance company is legally entitled to, what they intend to […]

As a worker, you hope that you never have to make a short- or long-term disability claim. If you find yourself in this position, it means that you have been injured or become ill. Furthermore, it means that you are unable to work for a period of time. It doesn’t matter if you have individual […]

If you’re given the opportunity to appeal the wrongful denial of your disability insurance claim, should you do it? In the latest installment of our Disability FAQ video series, we explain how an appeal may benefit the insurance company more than it benefits you – and what your other options are.  

There is no denying the fact that you may need to purchase long term insurance at some point in the near future. Furthermore, it’s best to do this when you are relatively young and healthy, as it will save you quite a bit of money. Before you make a purchase, however, there are several questions […]

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According to U.S. News and World Report, only 100,000 traditional long-term care insurance policies were sold in 2015, compared to 700,000 in 2000.

People aren’t buying long term care insurance policies for many valid reasons, but the increasing cost is the most common. However, 9 million Americans over the age of 65 needed assistance in 2012. That number is expected to grow to 12 million in 2020.

Although you may be interested in buying disability insurance, you know one thing to be true: It has to fit in with your budget. For this reason, you need to consider all your options. The cost of disability insurance varies from one person to the next, as this is based on factors such as age […]

One form of benefit that many people turn to if they become disabled long-term or permanently comes from Social Security disability insurance. While most experts do advise that you have some other disability insurance policy, especially if you work in a career where safety risks are higher than others, Social Security is actually a form […]

When we bring up the topic of dangerous occupations, you might think about construction work, deep-sea diving or transporting crude oil. While all of those occupations do come with more than a moderate amount of risk, other jobs can also be dangerous. Nursing is one occupation that includes many dangers that you might not think […]