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Disability Insurance Denials

Posted August 30, 2017

Long-term disability (LTD) insurance provides beneficiaries with a portion of their income if they become ill or injured and cannot work for extended periods (usually more than 90 days). To receive disability benefits, policyholders must file a timely proof of loss and disability claim that insurers approve. Often, disability claims are wrongfully delayed or denied, […]

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Understanding LTD and Disability Insurance Lawyer Fees

Posted June 1, 2017

Long-term disability (LTD) insurance is designed to provide policyholders with a portion of their monthly income for a predetermined amount of time if they become disabled and cannot work due to a covered illness or injury. An insurer’s definition of disabled, however, may not comport with common-use, dictionary definitions. Also, some disability insurance policies may […]

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How to Write An Effective Long Term Disability Appeal Letter

Posted May 20, 2017

If your disability insurance claim was wrongfully denied, you are likely wondering what options you have to secure a different outcome. Of course, lawsuits are possibilities, but sometimes, you can’t sue immediately. With employer-sponsored disability insurance, companies require that you exhaust their administrative appeals before filing your federal ERISA case. Disability insurance companies usually have […]

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When Should You Hire A Long-Term Disability Lawyer?

Posted May 8, 2017

Long-term disability claims have a tendency to be very stressful. Not only are claimants dealing with an injury or illness that is preventing them from working, they are also left to deal with the whims of their long-term disability insurance carrier. Insurance companies are in no mood to cut a check for the resources you […]

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Are smartphone ‘pings’ being used against policyholders?

Posted March 31, 2017

Not that long ago, the two most important items to remember before leaving the house were your keys and your wallet. Today, that list includes the relevant, must-have, smartphone. Technology is important for everyday tasks from personal communications, to streamlining and accomplishing professional tasks. However, recent reports indicate that these ubiquitous devices are now playing […]

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The perils of retroactive date exclusions

Posted January 11, 2017

Unfortunately, it is not uncommon for insurance carriers to use a retroactive date exclusion to deny policyholders from their claims. If you or someone you know has received a denial letter, it is important to understand that this does not mean that nothing more can be done; you may have the claim re-examined and negotiated, […]

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Former employee alleges insurer wrongfully denied her claim

Posted January 6, 2017

When an injury, illness or other health condition is so severe that it renders a person unable to work, the worker is in a bad position. Without the income from employment, bills and debt can quickly pile up. If the person tries to return to work, he or she may be unable to perform his […]

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Dentist with disabling condition may be covered by insurance

Posted December 2, 2016

People who work in the dental profession, just like people who work in other fields, may experience certain occupation-related injuries. After all, they might have to work in uncomfortable positions for long periods, which places a strain on their necks and backs. If a dental hygienist or dentist suffers a disabling condition as a result […]

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Why are veteran disability claims delayed and denied

Posted November 11, 2016

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Veterans Day is meant to honor and thank those who served in the United States Armed Forces. Unfortunately, respect for veterans does not always extend to them when they need it most.

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Ex-Rams lineman sues NFL over denied disability benefits


While the start of the National Football League season is always greeted with great enthusiasm by fans across the nation, it took on added significance for many people here in Southern California this year. That’s because it marked the inaugural season of the Los Angeles Rams franchise, which has returned to the city — and […]

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DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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