While many people understand the importance of life insurance, not as many consider the benefits of a high quality disability insurance policy. Our California readers, among others, realize that they could become ill or injured in the future. If this happens, it is important to have the proper level of insurance in place. Although many […]

Many of our readers are familiar with long-term care insurance. However, the market for long-term care financing is evolving rapidly. There are now a number of new options out there that are worth considering. Currently, just one-tenth of Americans have any plan for long-term care. However, almost 70 percent of us will need it. With […]

Many people who are worried about facing a long term disability protect themselves against this with long term care insurance coverage. When buying this type of policy it is important to know what you are getting in terms of coverage, as well as how much you will be asked to pay every month. A growing […]

An Employee Retirement Income Security Act that came before the U.S. Supreme Court this month has raised some interesting questions and prompted debate about employee stock option plans. The questions asked by the justices and the arguments made by both sides deal with the underlying conflicts of interest for those managing ESOPs and questions of […]

As one of our California readers, you may be considering the benefits associated with buying long term care insurance. You may also be worried about making a purchase, due to the fact that there are so many potential mistakes that could bog you down. Many baby boomers are tackling the question of whether they should […]

Genetic testing has advanced significantly in recent years. More people are undergoing genetic testing to find out if they have genetic markers that increase the likelihood of contracting cancer and a number of other serious conditions. Actress/director Angelina Jolie wrote an editorial in the New York Times last year about the genetic testing that showed […]

Many people have a hard time understanding that there may come a time down the road when they are unable to care for themselves. This holds true for people from California to New York and everywhere in between. To protect against this, it is important to create a disability plan as soon as possible. For […]

An appeal in California that revolves around a “church plan” lawsuit has been denied by a federal judge, who did not find sufficient grounds for it to carry. The Employee Retirement Income Security Act has direct stipulations for what can and what cannot be considered a “church plan.” When a health care provider offered one […]

It does not matter if you are one of our California readers or live in another part of the country, there is a good chance that you are interested in purchasing long term care insurance. For some, this is a simple purchase as they have the money to get the coverage they need. Others, however, […]