Category: Long-Term Disability Insurance By Career
Healthcare Professionals, LTD Benefits and Employment Matters
Posted September 30, 2020
Many healthcare professionals have called on Darraslaw with questions about the finer points of their long-term disability (LTD) policies and benefits. An injury or illness may keep them from performing their own occupation — one that they may have held for years—but they are still able to work jobs that are not as physically demanding. […]
Winning ERISA LTD Appeals
Posted July 9, 2020
If a long-term disability (LTD) insurance provider subject to the Employee Retirement Income Security Act, or ERISA, has denied part or all of your claim for disability benefits, you do not have to take “no” for an answer. You have the right to timely and comprehensively appeal the claim denial so that you receive the […]
What Dentists Need to Know About Disability Insurance During COVID-19
Posted May 18, 2020
Throughout the coronavirus outbreak, the public and media have focused a great deal of attention on the impact of medical doctors – and rightly so. However, the economic and mental impact on other professions, especially dentists, is also immense. This week, a United States Senator from Maine, Susan Collins, discussed this very issue. Americans are […]
What Changes Will the Tenth Circuit’s Decision in Van Steen v. Life Insurance Company of North America Bring to ERISA Litigation?
Posted March 1, 2018
Like many cases brought under the legal provisions of the Employee Retirement Income Security Act (ERISA), Van Steen v. Life Insurance Company of North America (LINA) began when Mr. Van Steen’s long-term disability insurance company, LINA, wrongfully terminated his long-term disability benefits. The judges eventually agreed with Mr. Van Steen and reinstated his long-term disability […]
When Disability Insurance Companies Use Surveillance Evidence Against You
Posted July 30, 2017
Have you ever felt like someone was watching you? Or maybe you’ve had the eerie feeling that someone was following you. Unfortunately, you might have been right. Surveillance is when someone follows another person around, typically to uncover some hidden truth. For insurance companies, surveillance is often used to dispute the alleged restrictions and limitations […]
Three Reasons Dental Professionals Need Long-Term Disability Coverage
Posted March 23, 2017
No one can foresee all of the mishaps that will turn up throughout life, but we can learn from the mistakes of others, taking care to prepare for events that disable people every day. Individual and group long-term disability insurance is one item that prudent people buy to prepare for the unexpected. From car insurance […]
3 Reasons IT Professionals Need Long-Term Disability Insurance
Posted January 24, 2017
As an IT professional, you are invaluable to the company you work for, providing the information technology support they need to keep operations flowing smoothly. If something were to happen to you it would be a large blow to the company but, more importantly, it would be a big financial blow to you and your […]