Category: Long Term Disability

The National Alliance on Mental Illness (NAMI) reported that 1 in 5 U.S. adults – 51.5 million people – experience mental illness each year, but less than half get treatment. Mental illnesses are estimated to cost patients almost $200 billion in lost earnings per year. Since the pandemic began, DarrasLaw has seen a rise in […]

There have been 29.3 million cases of COVID-19 in the United States since the coronavirus pandemic was first reported in early 2020, according to the New York Times. In addition to the staggering fatality rate in America, this post-viral syndrome has also created a group of legitimately sick workers known as “long haulers.” Long haulers […]

When you buy long-term disability insurance, you expect that, if you become disabled your insurer will timely pay. That is not always the case, especially if you have a pre-existing condition. The insurer may try to use your pre-existing condition as a reason to wrongfully delay or deny your long-term disability claim. If you find […]

1. Confirm that your lawyer exclusively litigates individual and/or group disability, insurance and ERISA claims. Disability law is highly specialized and differs significantly from personal injury or other areas of the law. A general practice attorney is often not equipped to competently handle cases involving individual or group disability benefits. Specialization is required and is […]

Medical and scientific professionals are learning more about COVID-19 every day and agree that having contracted the virus is not always a one-and-done matter. You or someone you know might have been diagnosed with COVID but still experience debilitating disabling symptoms long after your first ones surfaced. If you suffer from physical, cognitive or mental […]

There will always be a need for physical labor in offices, factories, warehouses, and supermarkets, among other settings. DarrasLaw has represented thousands of hard-working Americans from all types of occupations who have sustained injuries and/or disabling illnesses. These injuries and sicknesses have impacted their ability to return to work at the same frequency, regularity or […]

Attorney Frank N. Darras spoke to the University of Mississippi for their “Inspire Him” Series on an Entertainment and Sports panel titled “Lights, X-Rays, Fractures” where he discussed how collegiate athletes can use disability policies to protect their futures (physical and financial). This is an enlightening and powerful video, please take a look. Watch Video […]

Filing a long-term disability (LTD) claim is a complex process. You may receive a denial whether you made mistakes on your form or even if you were extremely thorough, timely, and careful. But an effective administrative appeal can reverse a wrongful claim denial, and result in your receiving important past-due LTD benefits. If an LTD […]

Long-Term Disability (LTD) generally provides monthly disability financial benefits when a mental or physical injury or sickness prevents you from performing your normal occupation. When your physical and financial health is on the line, you owe it to yourself and your family to make smart decisions when applying for LTD benefits. Each disability case is different, but there […]

1. Does the firm specialize in disability insurance law? DarrasLaw is the largest disability and long-term care insurance litigation firm in the nation focusing EXCLUSIVELY on individual and group long-term disability cases for policyholders. We are the most honored and highly decorated firm in the country. Our founding partner, Frank N. Darras has seen, evaluated, […]