Category: Long Term Disability

Many healthcare professionals have called on Darraslaw with questions about the finer points of their long-term disability (LTD) policies and benefits. An injury or illness may keep them from performing their own occupation — one that they may have held for years—but they are still able to work jobs that are not as physically demanding. […]

ER Technicians have historically been in high demand due to many hospitals and healthcare providers reaching maximum capacity. This need has intensified amid the COVID-19 pandemic, and as previously discussed, ER Techs have consequently been at higher risk for disabling injuries and illness since their presence is required to support nurses and doctors. Should an […]

The COVID-19 pandemic has caused major disruptions for anyone filing short- and long-term disability claims. The Department of Labor (DOL) recognized just how impactful the pandemic has been on patients in the U.S. and acted on it by thankfully suspending many long-term disability deadlines. This is good news for anyone who filed a claim with […]

Long-term disability insurance covers people against the financial impact of unexpected injuries or sicknesses that leave them out of work for an extended period (or permanently). People covered by long-term disability insurance can receive periodic monthly payments for as long as they are disabled and their carrier agrees, or a single lump-sum payment that (in […]

Google and the Internet are making it easier for healthcare consumers to access virtual medical options, which is crucial at a time when shelter in place orders are keeping hundreds of millions of people indoors. Searches and maps have been made available by Google which is also working to help doctors get up to speed […]

In January, many people read about the dangers posed by something called the “coronavirus” happening in China and for some it caused an immediate panic, a fear or sadness that has just gotten more pervasive. In February, more people started to fear about their work and the mounting depression and anxiety began to get worse. […]

Throughout California, across the United States, and around the globe there is a deep sense of concern over the spread of the coronavirus. Media outlets offering advice on how to prevent the virus, but for those who do contract it, short and long-term disability insurance can offer some peace of mind. Read on to learn […]

Back injuries are one of the most common types of ailments happening in the workplace. People who work in warehouses, people who work in retail shops and even people sitting at a desk all day can have difficulty and trouble with their backs. Lumbar issues are so prevalent that the cost for treatment and surgery […]

If you insure your car or your home, you probably understand how insurance works. You purchase policies based on your needs. You pay your premium, and when a covered incident occurs, you expect the insurer to timely pay your claim. Sadly, insurers don’t always respond to claim submissions the way you expect. That’s often what […]

Appealing the denial of a long-term group disability benefits decision may seem like a straightforward process. Your long-term group plan administrator surely wants you to think so. However, in reality, appealing a long-term group disability claim denial involves significant risks, unforgiving deadlines, and no instructions on how to bulletproof your appeal. The potential for making […]