Regardless of your job title, responsibilities, industry, or employer, you could suffer an on the job injury. This holds true even if you sit at a desk all day. Of course, some work injuries are more common than others. Knowing these can go a long way in helping you prevent trouble. This holds true both […]

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With Black Friday only two weeks away, the holiday shopping season is rapidly approaching.

The National Retail Federation estimates 46% of holiday browsing and buying will take place online this season.

Want to know how likely someone in California is to have a disability insurance plan? Just look at the industry in which that person works, and it can give you an idea of the odds. Reports have shown that those who have service industry jobs have the lowest chance of having disability insurance. For example, […]

Open Enrollment is underway, so now is the perfect time to review your benefit options. However, research shows that most of us would rather spend time on other tasks. This attitude can have long-term ramifications, such as unexpected costs or insufficient coverage. According to an Aflac survey, 56% of people say they spend less than […]

There are many benefits of a long term care insurance policy, including the peace of mind that comes along with the financial security. But what happens if your long term care coverage increases in cost? If this happens, it is important to understand two things: — Why the increase occurred. — Your options for dealing […]

Family leave time has been a hot topic for a while now, and as many of our readers know, the U.S. is the only country that doesn’t require employers to provide paid maternity leave. Although California’s family leave laws are more generous than those of many states, employers aren’t required to provide paid leave for […]

Long term care is not something most people want to think about. However, consider this statistic shared by Fidelity: Approximately 12 million Americans require some type of long term care every year. With this in mind, it would be in your best interest to consider your options for long term care. You hope you never […]

When you make a health and disability benefits claim, there are specific time limits for how long it can take for the claim to be evaluated. These are different depending on the type of claim, which could be one of the following: — Group health claims. When a group claim is made, it will be […]

FEMA officials recently urged California residents to purchase flood insurance before drenching El Niño rains hit, even if they live in low or moderate-risk areas. The infographic below explains the risk and cost of flooding and what Californians need to know before they dismiss the idea of flood insurance. For more information on flood insurance, […]