Your source for the latest health, disability and Insurance news and tips

Nation’s Top Insurance Lawyer

Frank N. Darras, America’s top insurance lawyer suggests parents consider giving the other gift of life as a graduation gift this year. Give your son or daughter a life insurance policy and help jump start their financial future, says Darras. As unorthodox as this may be, it gives a piece of financial security to high school or college graduates and the policy grows in value as their lives grow.

People ask, “Why would anyone buy life insurance when they are so young?” There are two reasons, says Darras. “One, the policy offers protection should the unexpected happen; two, a universal policy or whole life policy can grow and build up cash value over time. The younger the policyholder, the longer he has a valuable life insurance policy and can cash it in when the time is right. This assures that even if an unforeseen health conditions pops up, your adult child will be insured. This is an alternate way to grow an asset while protecting your family from financial disaster. See www.darraslaw.com

Before you decide which life insurance option is the right purchase, make sure you know the difference between term, universal and whole life. Read the contract and make sure you understand it, know when and if your insurance company can raise your premiums. Maybe you would like to start out with a term policy and later convert it to whole life. As parents all we want is the best for our kids and making sure they have life insurance when they are young and healthy is important, says Darras.

Shop for a policy that will pay the largest death benefit at the lowest price, and that has the most features for the longest renewable term. Purchase only from an agent you really trust.

“Buy sooner rather than later,” says Darras. “The younger and healthier the person is, the lower the rates.”

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

Request a Free, Confidential Case Review.
Skip to content