Tag: disability benefits

Life doesn’t always go the way we plan. You may feel excited to finally start a new job, one with better disability insurance benefits, but that’s when a serious illness or injury may strike. While some of American employers offer short- and long-term group disability insurance benefits, you must typically get through a waiting period […]

Anyone eligible to receive long-term disability insurance under an employer-sponsored plan or private insurance should know about “offsets,” the reductions in your benefits that can happen if you get other sources of income. Offsets are provisions in the policy that give your insurer broad permission to deduct other benefits that you are eligible to receive […]

Download this episode: On iTunes | On Stitcher February is American Heart Month, which means we’ve seen many tips for stroke prevention and heart health. For the 85.6 million Americans living with some form of cardiovascular disease or the after-effects of a stroke, what’s the next course of action? In this episode, we discuss the […]

If you are working with your insurance company to get the long term disability insurance benefits to which you are entitled, you may be unsure of how to go about things. As a result you may believe you need to turn over all of the documentation they request. This is not always necessary and caution […]

“There are diehard listeners who say, “[H]ey look, it’s a violent sport… you’re making large dollars to play in the NFL you’ve got to anticipate that with that comes problems. But, I don’t think that anybody anticipated that multiple hits to the head were going to cause concussion syndrome, encephalopathy, and other problems.” – Frank N. Darras

In 1980, there were only four men playing in the National Football League (NFL) that weighed 300 pounds or more. Today, over 300 active players weigh 300+ pounds. It’s a fact that in the past 30 years, professional football players have gotten bigger, faster and stronger.

Drug addiction is often seen as a self-imposed disability. It is the user’s choice to continue abusing drugs to the point of disability and it is the user’s choice when he or she wants to quit. Because of misconceptions and misunderstandings about drug abuse and recovery, the quest for disability benefits for chemical dependency can […]

Similar to California’s Family Leave Insurance, Rhode Island legislators are paving the way for some short term disability insurance for workers in that state. Dubbed the Temporary Caregiver Insurance Bill, Rhode Island workers are a governor’s signature away from improved job protections during periods of short term disability. The bill allows for partial wage replacement […]

For those who have been told that the pain associated with fibromyalgia is all in your head, there’s finally a study that rebuts the idea that the disease is psychosomatic (your brain telling you that you hurt) versus actually experiencing pain at the receptor point. Translation: it’s not in your head. The pain is real […]

For many people who have disability insurance, whether it be through an employer or through an individual, private policy, it is asking a lot for them to understand every point about their policies. Many might most simply understand that if they get sick or injured and are unable to work, a disability claim would get […]

Even more than a decade after the attack on the World Trade Center many people still live with the pain of what happened. Lives were lost on that day, but they were also lost or compromised in long-term aspects. A couple of officers who worked at Ground Zero after the attack, as well as a […]