Tag: insurance companies

If you’re filing a disability insurance claim, your insurer will send a request to gather your personal information. How much information is too much to share? In this video, Frank Darras explains what insurance companies will ask for and what they’re legally entitled to.  

MetLife, the largest insurer in the United States, will no longer sell individual disability insurance policies after September 1, 2016. Kieran Mullins, senior vice president of MetLife’s client solutions department, explained the company’s decision in a recent memo: “This was not an easy decision to make, given the growth and strength of our IDI business. […]

When workers sign up for long-term disability insurance under their employer-sponsored plan, they believe that they are making a prudent choice for themselves and their families to protect part of their income if they become ill or injured and unable to work. However, collecting benefits when they are needed may be an unexpected struggle. A […]

When a person purchases disability insurance or receives coverage through an employer, he or she hopes that any claim will be taken care of in an efficient manner. Waiting to receive benefits is never an easy situation to go through. Typically, a disability policy will pay in one of two ways: a percent of the […]

It doesn’t matter if you purchase disability insurance or receive coverage through an employer, you hope that filing a claim, if the time comes, will be a fast and efficient process. After all, you need to receive compensation while you are out of work to ensure that you can make ends meet. Unfortunately, bad faith […]

As a disability insurance policyholder in the state of California, there may be a time when you need to make a claim. This comes about if you are too sick or injured to the point of not being able to do your job. In a perfect world, your claim will be approved sooner rather than […]

As a long haul truck driver, you know one thing to be true: You will spend quite a bit of time behind the wheel. Even though you may be familiar with life on the road, it doesn’t mean you will be able to maintain a high level of health at all times. Many long haul […]

Do you have group long-term disability insurance? If so, it is good to know you can make a claim if you are ever disabled and will be out of work for an extended period of time. This may be just what you need to stay afloat financially until you can return to your job. Unfortunately, […]

Disability insurance is a proactive step that many employees choose—or may have provided by their employers—to protect their incomes in the event of debilitating injuries or illnesses. If an injury or illness impairs an employee’s ability to work for any length of time, disability insurance should kick in to provide a portion of the claimant’s […]

Did you just receive a letter from your insurance company denying your individual or long term disability benefits? Unfortunately, you’re not alone. The end of the year is a busy time for denied claims and there’s a reason why. It’s important to remember that insurance companies are, first and foremost, businesses. When your claim is […]