Tag: insurance

A settlement was reached in a California insurance lawsuit filed against Anthem Blue Cross, the Los Angeles City Attorney announced, alleging the insurance company illegally canceled coverage for more than 6,000 policyholders, denying them their individual disability claims and individual disability insurance policies. The lawsuit was filed in 2008 and initially sought more than $1 […]

Insurance is tricky; the words your disability company uses in your policy often need explanation and illustration. It’s time to level the playing field! In our latest Slideshare, we discuss the top ten denial tactics insurance carriers use and how to avoid them in your individual disability insurance claim.  

Many people who see themselves as young and/or healthy decide that they have no need for disability insurance, even if it is offered by their employer. However, the statistics simply show otherwise. In particular, joint-related and musculoskeletal-related disorders have increased in recent years, according to insurance data provided by Unum Group. In the five years […]

When a person purchases disability insurance or receives coverage through an employer, he or she hopes that any claim will be taken care of in an efficient manner. Waiting to receive benefits is never an easy situation to go through. Typically, a disability policy will pay in one of two ways: a percent of the […]

It doesn’t matter if you purchase disability insurance or receive coverage through an employer, you hope that filing a claim, if the time comes, will be a fast and efficient process. After all, you need to receive compensation while you are out of work to ensure that you can make ends meet. Unfortunately, bad faith […]

As a disability insurance policyholder in the state of California, there may be a time when you need to make a claim. This comes about if you are too sick or injured to the point of not being able to do your job. In a perfect world, your claim will be approved sooner rather than […]

We insure all kinds of things, from our homes to our cars to our life. However, many people don’t insure one of their most important assets — their income. That’s what disability insurance does. It pays a portion of your income if you are unable to work due to illness or injury. The average disability […]

Disability insurance is a proactive step that many employees choose—or may have provided by their employers—to protect their incomes in the event of debilitating injuries or illnesses. If an injury or illness impairs an employee’s ability to work for any length of time, disability insurance should kick in to provide a portion of the claimant’s […]

When you purchase an individual disability insurance policy, you hope there never comes a time when you need to make a claim. If you do find yourself in this position, it is much easier to move forward with your life if your insurance company cooperates. There are times when a disability insurance company wrongfully denies […]

A study by Cigna of short-term disability claims provides some insight into the health of Americans. The study, which encompassed the period of 1993 to 2012, also reiterates what we’ve said here before — that disability can strike out of the blue at any age. Therefore, we should all have preparations, just in case. The […]