Year: 2013

Many insurance companies have had success selling disability insurance to consumers who do not receive any coverage through their employer. This is particularly true among the older generation. However, millennials, those in the 18 to 35 age bracket, are not as excited about purchasing this type of coverage. In addition to our California readers, there […]

Although the benefits of having disability insurance run deep, it is important to note that some people are unable to have their claim processed as quickly as they would like. As a result, they do not receive the benefits they require to move on with their life now that they are disabled. Last week, the […]

Most folks don’t think much of travel insurance, until the unexpected happens and wish they had it. This is especially true during the holiday season when there are more expenses like gifts competing for dollars.

In this episode of the DarrasLaw Podcast, Frank Darras, America’s top disability attorney, shares his insight into when it makes sense to invest in travel insurance and when you can politely say, “No, Thank You” to the offer.

From one side of the country to the next, long-term disability lawsuits are common. Many people find that they have insurance, but their provider does not want to pay them the benefits. Along with this, there are lawsuits associated with injuries that could have led to a disability. Our California readers, especially those who have […]

Many people from one side of the country to the next rely on long-term disability benefits to get by as they are recovering from an injury or illness. While some people purchase this type of coverage on their own, others rely on an employer to supply them with a policy. Our California readers, as well […]

Many of our California readers are big football fans. While most cheer for a home state team, such as the San Francisco 49ers, San Diego Chargers or Oakland Raiders, this doesn’t mean they are unfamiliar with the teams that make up the rest of the league. There is no denying the fact that football is […]

Despite the fact that most people realize the importance of having disability insurance, many never take the time to consider what they should be buying, as well as the type of coverage they can pass on for the time being. Regardless of if you are one of our California readers or live in another part […]

Today’s episode covers how to protect your property from storms including tornados and hurricanes. You only need to look as far back as May 2013 to find an example of a cataclysmic storm that struck Moore, Oklahoma. This storm that involved multiple tornados leveled the town and killed 23 people according to Wikipedia. The death toll could have been even larger if there had not been a warning broadcast to the community roughly 16 minutes ahead of time.

Whether you’re in tornado alley or live near one of the coasts, there are numerous dangers to renters and homeowners. But there are actions you can take to protect your property and financial security in the event of a natural disaster.

As Frank Darras, America’s top disability attorney, describes in greater detail within this week’s show, getting your property insured and creating an inventory of your home is critical for protection. As Darras explains, when disaster strikes it’s a bad time to begin taking a personal inventory. Gary Pozsik of Health, Wealth and Happiness also joins this episode of the DarrasLaw Podcast.

It goes without saying that nobody wants to find him or herself disabled and dealing with the subsequent physical and emotional results. However, there are millions of people from one side of the country to the next who are in this position. While some are able to receive federal disability benefits or those through a […]

From one side of the country to the other and everywhere in between, millions of people are well aware of the importance of carrying the appropriate amount of long-term disability insurance. While some purchase this coverage on their own, others receive a policy through their employer. Unfortunately, it is not uncommon for a long-term disability […]