NHL concussion lawsuit brings up concerns of long-term disability

Posted November 29, 2013

Much the same as former National Football League players, 10 former players in the National Hockey League are suing the league for not taking enough protective measures to prevent them from concussions. With many of our California readers big hockey fans, this developing story is quite interesting. According to the lawsuit that was filed in […]

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Posted November 27, 2013

Those who serve in the United States military, as well as those who have done so in the past, receive some of the best benefits in the world. There is nothing wrong with this, as these people have put their life on the line to ensure the safety and well being of their fellow countrymen. […]

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Many people don’t understand long-term care insurance

Posted November 25, 2013

Despite the fact that millions of people have long-term care and disability insurance, a large percentage of the population is confused as to how they should approach the future. Our California readers have many options when it comes to the insurance companies that sell this type of coverage; however, many don’t know how to get […]

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Take Time to Consider Long-term Care Insurance | DarrasLaw Podcast

Posted November 22, 2013

“When you don’t want a stranger coming into your house to help you… some of these policies let you do that. They let you have a friend or relative give you those at-home things that you need. This is why Im a huge fan of long term care insurance that provides at-home care benefits,” notes insurance lawyer Frank Darras.

There are numerous life events that require considerable time, effort and planning ahead, like:

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Long-term care awareness month not just for the elderly

Posted November 15, 2013

It is easy to believe that long-term care insurance is something that is only for elderly individuals. However, nothing could be further from the truth. This is something that people of all ages should consider, regardless of where they live. From one side of the country to the next, the Affordable Care Act has a […]

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Individual Disability Insurance. If You Don’t Have It, Get It.

Posted November 7, 2013

37 Million Americans are disabled today. 18.5 million are disabled during their working years. Most of these people don’t have the savings or investment portfolio to absorb this kind of hit to our finances. Disability insurance is the answer. Injuries happen. They happen at work and they happen outside of work. Take a look around […]

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Posted November 6, 2013

Making a claim for benefits is something that millions of people take for granted. They automatically believe that their insurance company is going to pick up the tab for many medical services they are in need of. While this can be the case with some policies, it is important to note that it is not true across […]

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Group disability insurance should be more important than ever

Posted October 30, 2013

Since many people and employers are paying close attention to the latest health insurance changes, there are other types of benefits currently being overlooked. For example, group disability insurance is one that employers and employees should consider more important than ever before. It doesn’t matter if you are one of our California readers or reside […]

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Can I Get ST Or LT Disability Benefits After A Stroke?

Posted October 25, 2013

The National Stroke Association encourages those who believe they or another are suffering stroke-like symptoms to act FAST in seeking medical treatment. For those who have been disabled by a stroke, you may be hoping that your insurance carrier will act with similar speed, but that may not be the case. Frank N. Darras, a […]

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Virginia turning to private companies for insurance


For many companies and local governments, purchasing group disability insurance is one of the biggest decisions they will make in terms of benefits. This is an important choice as it goes a long way in providing employees with the coverage they need should they become disabled down the road. While many of our California readers […]

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