We recently discussed how payment by check is a method not going away anytime soon despite technological advances. Though no longer the only payment format, checks are still preferred by many business owners – from landlords to utility companies. As people write fewer checks in this high-tech age, consumers are more prone to costly drafting […]

There are certain items on our to-do list that just never seem to get done. While some tasks involve physical labor or a significant time allotment, others duties don’t fall into the arduous categories. For example, “estate planning” or “disability insurance purchase” may have been on your to-do list for a long time. Many people are reluctant to […]

No one is immune and you are not alone. Substance abuse plagues people from all walks of life and remains a misunderstood form of disability. Not everyone believes that addiction and substance abuse should be considered a disability. One thing everyone can agree on is that substance abuse and addiction can quickly become a truly […]

We previously discussed why it’s so important to undertake long-term care (LTC) planning sooner rather than later. We also talked about how the unfamiliar language of LTC policies can make considering the coverage a challenge. Today we continue by helping you plan for your golden years. Specifically, we will examine the many options and price ranges available […]

The idea of sitting down to plan for long-term care is not appealing to many individuals. The reluctance often stems from worries about shortages ofmoney or the thought of dying. Some people are unwilling to address a possible issue when it seems to be in the distant future. People need to realize that long-term care […]

Chances are good most people have yet to devote a single thought to Tax Day 2020 since is still many months away. While tax considerations are not a priority right now, one’s situation can change fairly quickly. Consider what happens if you suddenly suffer a debilitating injury or illness. If the condition prevents you from […]

Technology has advanced considerably in terms of payment options. All it takes to complete various transactions is now a swipe, scan or click. However, many of us are still reaching for our checkbooks because everyone from landlords to daycare providers are reluctant to abandon this old-fashioned payment method. As we get further away from checking’s hay […]

Life insurance is an invaluable investment for people from all walks of life. The benefit is helpful regardless of whether you’re talking about term-life or whole-life policies. The former allows policyholders to financially protect loved ones in the event of their passing while the latter, provides this same death benefit plus an added retirement planning […]

What do dentists need to keep in mind when considering disability insurance? Experts indicate that dentists will want to consider only “own occupation” policies. The policies dictate disability occurs when the insured can’t perform the daily activities of their own profession. For dentists, own occupation policies are highly preferable to “any occupation” policies. The coverage […]