The Employee Retirement Income Security Act of 1974 (ERISA) is a complex body of federal legislation that governs almost all benefits workers receive from their employers, including disability insurance coverage. While there are notable exceptions, most employer-sponsored group short- and long-term disability insurance policies fall under the jurisdiction of ERISA. The legislation offers you few […]

People will often tell you to “shop around” when you’re considering making a big purchase, as doing so can help you to save money. This advice is especially useful if you’re considering buying a short- or long-term disability insurance policy. There are plenty of insurance companies out there competing for your individual insurance business, and […]

At DarrasLaw, we’re in the business of helping long-term disability insurance claimants prove to their insurance companies that they’re entitled to monthly insurance benefits. Unfortunately, that can be very tricky in many cases. Your disability insurance provider will put together every piece of evidence it can in order to justify denying your claim. Therefore, you, […]

When you first contact an insurance company to purchase a long-term disability insurance policy, you might buy into the company’s attempts to portray itself as a caring, client-focused business. When it comes to claim time, this impression often swiftly evaporates. The reality is that disability insurance providers devote a lot of resources to finding ways […]

The expert knowledge in this long-term disability area continues to evolve, which means that COVID-19 disability insurance claims are rarely “black-and-white”. In May 2022, the United States reached the morose milestone of 1 million deaths due to the COVID-19 pandemic. In addition to the unfathomable loss of life, there remains another overwhelming struggle for individuals […]

Frank Darras authored an article in the Daily Journal titled “Contract negotiations and free agency…in collegiate athletics?” This article looks at how NIL has radically changed the world of college sports in a very short period of time. Frank gives specific examples involving athletes from the University of Miami, University of Southern California and University […]

Lawdragon has once again honored DarrasLaw founder Frank N. Darras as one of the top 500 Leading Plaintiff Consumer Lawyers in America. In its 2022 guide, Lawdragon recognized Mr. Darras for his tireless work on behalf of disabled insurance consumers who often are in life-and-death battles against billion-dollar insurance companies. Mr. Darras made it his […]

Frank N. Darras authored an article for the Daily Journal titled “June trial poised to be a home run for minor league players.” This article analyzes an upcoming trial that will examine the rights and compensation for minor league baseball players. With the world of professional and collegiate sports changing almost by the day, this […]

Frank N. Darras wrote an article for Law360 covering the latest ins and outs of NIL and recent legislation hoping to offer guidance to our collegiate athletes. To date, there is no Federal law and dozens of states have passed NIL laws or proposed laws to govern this issue. Mr. Darras highlights the need for […]