All it takes is once. The saying applies to a lot of situations, but apparently, it doesn’t apply to the amount of crashes needed to prompt NASCAR to increase safety measures and protect its drivers. In less than a month, NASCAR has seen four of its drivers crash into unprotected walls. This recent string of […]

As a long haul truck driver, you know one thing to be true: You will spend quite a bit of time behind the wheel. Even though you may be familiar with life on the road, it doesn’t mean you will be able to maintain a high level of health at all times. Many long haul […]

We insure all kinds of things, from our homes to our cars to our life. However, many people don’t insure one of their most important assets — their income. That’s what disability insurance does. It pays a portion of your income if you are unable to work due to illness or injury. The average disability […]

If your disability insurance claim is denied, you may be angry about the way you were treated. While this is common, you don’t want it to cloud your good judgment. Instead, it would be in your best interest to learn more about the appeals process and how to immediately move forward. There are many reasons […]

When you file for long-term disability claims after service in the military, they can sometimes get delayed. While this is frustrating, new reports have shown that minor delays are not even as bad as it gets. Some people were left waiting for decades. For example, a report out of the Oakland, California, area showed that […]

Do you have group long-term disability insurance? If so, it is good to know you can make a claim if you are ever disabled and will be out of work for an extended period of time. This may be just what you need to stay afloat financially until you can return to your job. Unfortunately, […]

One in five will become disabled between the ages of 35 and 65. Could you financially handle being unable to work?

Frank N. Darras appears on Health, Wealth and Happiness to discuss the importance of disability insurance and how to find a good policy.

Long-term care insurance is a means of ensuring that many of your health care costs are taken care of if you need long-term care in the future. This insurance is far from inexpensive, and according to the American Association for Long-Term Care Insurance, that cost is rising. A study completed by the AALTCI reports that […]

A recent decision by a federal district court in Indiana suggests that fibromyalgia continues to gain credibility in the legal realm. It is too bad that some long-term disability insurance carriers still have an outdated view of the condition. In Kennedy v. The Lilly Extended Disability Plan, the judge sided with a woman who was […]