Many people never purchase disability insurance because they are unsure of what it means in relation to them. Others receive this through their employer, however, they don’t truly understand what they are getting. When starting a new job, there is a chance you may be offered short or long term disability coverage. Some employers offer […]

There are many reasons why millions of Americans are forced to collect disability insurance benefits. Some only do this for a short period of time, until their injury or illness clears up. Others, however, are forced to collect long term disability due to a problem that continues to linger. Our California readers, among those from […]

Many people struggle with the question of how they are going to deal financially if their significant other passes on. While this is a common concern, and one that is well worth the attention, there is another question that needs to be addressed: What will happen if somebody lives too long? In other words, people […]

While many people don’t enjoy working, there is nothing worse than the thought of being injured and unable to report to their place of employment. Being injured and unable to work can lead to a variety of issues, including lost income. This is particularly true if the injury did not occur while working. Our California […]

There is no denying the fact that the Social Security Administration has the best interests of the public in mind. However, just like any organization, issues come up from time to time. As a result, a top lawmaker is requesting a review of the Social Security Administration, following a number of serious disability scandals that […]

Many people have a genuine reason for receiving disability insurance benefits. They have been injured and are unable to work as a result of an injury. Unfortunately, there are also people who attempt to scam the system as a means of collecting money that is not due to them. Our California readers, along with those […]

Despite the fact that many people understand the benefits of purchasing long-term care insurance, this type of coverage is relatively unpopular when you take the total population into consideration. Even though baby boomers are reaching retirement age at record numbers, and people develop more health problems as they age, this type of insurance is not […]

A 170-page whistleblower lawsuit against California’s Employment Development Department recently obtained by the Los Angeles Times shows that an employee tried unsuccessfully to point out a multitude of problems in the EDD’s new system for letting people file and monitor their disability claims prior to the system’s implementation in the fall of 2012. The employee, […]

Understanding SSI Disability Fraud When it involves other people, Social Security Disability Insurance (SSDI) fraud may seem trivial. However, if you or someone you love relies on SSDI, the defrauding of this program affects you directly. Compared to all U.S. governmental agencies, the Social Security Administration (SSA) makes the third-largest amount of improper payments, and […]