Making a claim for benefits is something that millions of people take for granted. They automatically believe that their insurance company is going to pick up the tab for many medical services they are in need of. While this can be the case with some policies, it is important to note that it is not true across […]

Since many people and employers are paying close attention to the latest health insurance changes, there are other types of benefits currently being overlooked. For example, group disability insurance is one that employers and employees should consider more important than ever before. It doesn’t matter if you are one of our California readers or reside […]

The National Stroke Association encourages those who believe they or another are suffering stroke-like symptoms to act FAST in seeking medical treatment. For those who have been disabled by a stroke, you may be hoping that your insurance carrier will act with similar speed, but that may not be the case. Frank N. Darras, a […]

For many companies and local governments, purchasing group disability insurance is one of the biggest decisions they will make in terms of benefits. This is an important choice as it goes a long way in providing employees with the coverage they need should they become disabled down the road. While many of our California readers […]

Yes, it is possible to qualify for long term disability benefits if you are suffering from depression. Not all disabling conditions involve outwardly-visible physical injuries. Mental impairments, such as depression, that severely limit your ability to work may qualify you to receive long term disability benefits if you have coverage under an individual or group […]

“A private disability policy is undoubtedly the best route for any pro player … to protect themselves,” says Frank N. Darras, disability lawyer to the pros. Football is a dangerous sport. Even as the league works to improve player safety through rule changes, serious injuries are a weekly occurrence. Consider the carnage of last Sunday: […]

October isn’t just breast cancer awareness month…it’s also “Fire Prevention Awareness” month. If you’re in Southern California, you know that it is still primetime wildfire season and it is important to exercise fire prevention awareness. It’s also important to understand what to do after a fire has damaged your property. Unfortunately, sometimes insurance companies try […]

We understand that most people want to stay at home rather than move into an assisted-living or nursing home facility as they grow older. After living a long, full life, it is understandable that you would rather maintain your independence or seek any needed assistance from family members or close friends. The good news is […]

When it comes to group disability insurance, many people are excited to find that this is a benefit offered by their employer. While this is something they hope they never have to use, it is a good policy to have because you never know what the future holds. Although our California readers may not pay […]