Category: Group Long-Term Disability Claims

We recently explored five common causes of disability claims in honor of Disability Insurance Awareness Month. As we discussed in part one of this series, many Americans have misconceptions about what legally qualifies as a disabling sickness or illness. The Council for Disability Awareness reports that one in three women and one in four men […]

Long-term disability claims have a tendency to be very stressful. Not only are claimants dealing with an injury or illness that is preventing them from working, they are also left to deal with the whims of their long-term disability insurance carrier. Insurance companies are in no mood to cut a check for the resources you […]

When it comes to employer-provided benefits, there are certain areas in which employees will always take the time to conduct the necessary research to determine which option is best for them. By way of example, consider health insurance, which given its potential financial impact, will lead many employees to compare and contrast plan options, or […]

Last week, we discussed how you should give yourself a round of applause if you decided to opt into group long-term disability coverage through your employer during this year’s annual enrollment period. We also discussed how many you might not notice anything dramatically different after taking this important step, and may even have questions about […]

Given that we’re only a few weeks into 2017, chances are good that you’re still getting used to some of the adjustments you made to your employee benefits during annual enrollment. For example, it could be that your paycheck is now smaller owing to larger retirement contributions or that you’re back to having to pay […]

Last week, our blog discussed how the Department of Labor, the agency tasked with enforcing the Employee Retirement Income Security Act of 1974, recently published a final rule that will introduce new provisions designed to enhance the procedural protections and consumer safeguards offered under Section 503 of this landmark law. To recap, Section 503 of […]

Private-sector employees who submit claims for benefits under their workplace disability insurance plan can derive much-needed comfort from the fact that they are covered by the Employee Retirement Income Security Act of 1974 — or ERISA — the groundbreaking federal law that essentially safeguards disability benefits and establishes standards for plan administrators. By way of […]

The process of filing a long-term disability insurance claim can be tricky. While every claim provides its own unique challenges, many of these issues arise when claimants make seemingly small mistakes during the claim filing process. Here is a list of dos and don’ts that may help you bulletproof your long-term disability insurance claim. When […]

You’ve paid your long-term disability insurance premiums and you need your policy benefits to keep you and your family afloat now that your disability is keeping you from working. We have some bad news and some good news for you. The Bad News There’s no way around it: long-term disability claims are complicated and the […]

Employees who have worked for a company for a long time depend on their retirement and disability benefits to get them through the years after they stop working. However, all businesses have their risks, and many businesses do not survive. What happens to these benefits when a company goes out of business? Recently, the U.S. […]