Category: Group Long-Term Disability Claims

It could be argued that there has been something of a revolution over the last decade as far as workplace wellness is concerned. Indeed, while more workers than ever are now making healthy choices, incorporating exercise into their day and prioritizing a work-life balance, they are also looking more toward the future by investing in […]

Unexpected events may prevent a person from being able to work due to an illness or a disabling injury. It is often an emotional challenge and can quickly create financial distress. However, group disability insurance is one option that offers a secure income to a disabled worker. A group typically includes employees who are working […]

For many individuals in California, the day may come when their health fails and they can no longer care for themselves. Unfortunately, having enough money set aside for covering long\-term care costs can be difficult. This is where long-term care insurance comes in. Around 70 percent of individuals who get to age 65 are going […]

We are currently in the middle of one of the more stressful times of the year for employees. That’s largely because in addition to ensuring that the annual goals set by their respective employers are met over the next six to eight weeks, they must also make important decisions regarding their benefits. Indeed, workplaces across […]

When you’re filing for disability benefits, you may have the option of choosing a one-time, lump-sum payment from the insurance company. While this may sound like a great idea at the moment, you should give yourself time to consider all of the facts. If you accept a lump-sum buyout, you will not have a disability […]

In 2013, disability claim payments totals were $9.8 billion. This is an increase from the previous year by 1.6 percent. According to the 2014 Council for Disability Awareness, there are more employers offering long-term disability insurance benefits plans. Of the companies that participated in the annual CDA member Long Term Disability Claims Survey in 2013, […]

Can you collect disability benefits if you’re unable to perform the occupational specialty you’re trained for? In the latest installment of our Disability FAQ video series, Frank N. Darras explains the role specialty letters play in your disability claim and how the definition of your occupation can affect your benefits. Reach out to our New […]

A West Virginia school teacher is suing an insurance company for her long-term disability benefits. The lawsuit was filed in the Raleigh County Circuit Court on Aug. 12. The complaint names Hartford Life and Accident Insurance Company d/b/a CNA Group Life Assurance Company as the defendant. The woman alleges in the complaint that her premiums […]

If you file a long-term disability insurance claim, you do so with the expectation that your company will treat you fairly and pay you timely benefits. After all, you’ve paid a rich premium to ensure you’re covered for a disabling illness or injury. However, many long-term disability insurance policies have exclusions and limitations that may […]

If you file a claim for disability insurance benefits, your insurance company will likely ask for copies of your state and federal tax returns. Can they really do that? In the latest installment of our Disability FAQ video series, we explain what personal information your insurance company is legally entitled to, what they intend to […]