The youngest baby boomers in the United States, including in California, are currently in their 50s, and there are 70 million baby boomers. With the life expectancy in America being almost 80 years old on average, the demand for long term care insurance can be viewed as a strategy for protecting assets. With this type […]

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Thanksgiving marks the beginning of a busy holiday season, which comes with a unique set of hazards. In this podcast episode, we discuss insurance tips to help you have a safe Thanksgiving, whether you’re staying home and entertaining guests or traveling far distances to spend time with loved ones.

Working adults of all ages face varying risks of disability, and should understand the importance of securing insurance to prevent financial disaster should think unthinkable happen. This naturally raises the question, however, as to just how much disability coverage a person actually needs and what, if anything, they can do to arrive at this crucial […]

Those individuals who have done any sort of casual reading about disability insurance, ERISA or a related topic have more than likely come across the following eye-opening statistic: today’s 20 year-olds have a roughly 25 percent chance of becoming disabled before reaching retirement age. Indeed, our blog relayed this vital statistic just a few weeks […]

Earlier this month, our blog discussed how many employees likely made the prudent decision to secure disability insurance via their employer during the recent open enrollment period, understanding that while group disability insurance is typically less exhaustive than private disability insurance, some coverage is certainly better than none. Furthermore, we discussed these employees should derive […]

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Veterans Day is meant to honor and thank those who served in the United States Armed Forces. Unfortunately, respect for veterans does not always extend to them when they need it most.

While the start of the National Football League season is always greeted with great enthusiasm by fans across the nation, it took on added significance for many people here in Southern California this year. That’s because it marked the inaugural season of the Los Angeles Rams franchise, which has returned to the city — and […]

Earlier this week, our blog began discussing how the practice of “upselling,” meaning getting people to purchase more than they intended, is rampant in more than just the consumer realm, including even the critically important area of life insurance. In particular, we discussed how some insurance agents, eager to capitalize on a potential commission, might […]

No one likes to think about what will happen to them as they age. However, as uncomfortable as the topic is, Americans desperately need to plan for the future and assess their potential long-term care needs. In honor of Long-Term Care Insurance Awareness Month, here are key facts about long-term care that everyone needs to […]