If you have a long-term disability policy, until you need it, you likely spend little time thinking about it. When you do however, you probably have many questions. These questions could vary widely and include the length for which the policy is valid. Regardless of whether it is a group policy from your work or […]

Download this episode:
On iTunes | On Stitcher

Are you thinking about purchasing disability insurance? There are many factors to consider, but there are five signs that may indicate you should invest in a policy.

We’ve talked here before about the importance of having disability insurance. More than half of the households in this country report that they don’t have enough readily-available money saved up to last even a month should an injury or illness strike. We often discuss employer-provided disability insurance and individual disability insurance plans. However, there are […]

Most people working with an insurance company to secure long-term disability benefits are unfamiliar with the process and what is necessary to be successful. The lack of understanding concerning these issues could lead you to agree to unnecessary things such as field visits. While you may think that consenting to visit of this nature will […]

Buying long term care insurance is a big decision, and not just because it will set you back a premium payment every month. It is also a big deal because it is something you may need to rely on in the future. Before purchasing a long term care insurance policy, here are some of the […]

While long term disability policies may be of assistance to individuals in some situations, there is often more than one place from which a disabled individual could receive benefits. Workers’ Compensation, Social Security and State Disability Insurance could also be available. Individuals who have long term disability policies should know that any benefits received from […]

Many people don’t give a lot of thought to the process of applying for disability insurance benefits when they are too injured or ill to work. They have an injury or illness that keeps them from performing their job, and their physician will attest to that. That should be enough to get the insurance company […]

If you are working with your insurance company to get the long term disability insurance benefits to which you are entitled, you may be unsure of how to go about things. As a result you may believe you need to turn over all of the documentation they request. This is not always necessary and caution […]

Today is the much-anticipated National Signing Day for football, during which many high school seniors publicly declare where they will continue their education and athletic career. Once the excitement of the day subsides, it’s time for the Division I-bound elite athletes – including those in baseball, basketball and hockey – to have a serious conversation […]