If you find yourself in the market for disability insurance, if you realize this could bring an added level of comfort to your life, it is important to understand the benefits, drawbacks, and many options you can choose from. When you buy disability insurance, don’t look at it as a waste of money. Instead, consider […]

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Halloween is a fun time of year for children and festive adults alike. However, the holiday can bring tricks as well as the treats. That’s why homeowners should take the time to carefully review their insurance policies, prepare for common safety mishaps and learn how to avoid them.

You may think that you’ll never need disability insurance on the grounds that you’re really not likely to become disabled, so paying for coverage is a waste of money. While the frequency of car accidents shows why auto insurance or health insurance can be so necessary, there is not nearly as much press about disabled […]

If you are considering the idea of purchasing a long term care insurance policy, it is easy to become confused. Unfortunately, some people find themselves so confused that they shy away from moving forward with a purchase. Below are several long term care insurance misconceptions that have stopped others from buying a policy at the […]

We’ve previously discussed the many benefits of having a long-term care insurance policy to help cover the ever-increasing costs of nursing home, assisted living and in-home care that many people require in their later years. Approximately 70% of people who live to 65 and older will need long-term care. Although a LTC policy doesn’t make […]

The NCAA made a recent historic decision to allow its members to purchase career-ending disability insurance for its early-round, draft-bound athletes and allowed college athletes to borrow against future earnings to purchase these plans. The decision itself is a triumph, because it has the potential to benefit not only the athlete, but the college or […]

In your mind, you think you should receive individual disability benefits shortly after filing. On the other side of things, your insurer may have a different idea. They are not interested in paying your benefits and can decide to deny your claim for a number of reasons. There is a lot that goes into overcoming […]

Too often, people are injured and find themselves without the security of a disability insurance policy to stabilize their financial situation. Many see disability insurance as just another unnecessary expense without realizing how the benefits can help them if the unthinkable happens. A disabling illness or injury won’t leave some people won’t be as strapped […]

Anyone who isn’t living under a rock knows that a state of emergency has been declared across much of South Carolina due to extreme flooding.

The final cost of damage is going to be well above $1 billion, and most likely a multibillion economic cost. Most of that cost damage is uninsured.

South Carolina has nearly 2.2 million housing units, yet fewer than 200,000 flood insurance policies. This may be shocking, since South Carolina ranks as one of the most insured states in the program, but huge gaps still remain.