Tag: benefits

Many people who see themselves as young and/or healthy decide that they have no need for disability insurance, even if it is offered by their employer. However, the statistics simply show otherwise. In particular, joint-related and musculoskeletal-related disorders have increased in recent years, according to insurance data provided by Unum Group. In the five years […]

When a person purchases disability insurance or receives coverage through an employer, he or she hopes that any claim will be taken care of in an efficient manner. Waiting to receive benefits is never an easy situation to go through. Typically, a disability policy will pay in one of two ways: a percent of the […]

It doesn’t matter if you purchase disability insurance or receive coverage through an employer, you hope that filing a claim, if the time comes, will be a fast and efficient process. After all, you need to receive compensation while you are out of work to ensure that you can make ends meet. Unfortunately, bad faith […]

As a disability insurance policyholder in the state of California, there may be a time when you need to make a claim. This comes about if you are too sick or injured to the point of not being able to do your job. In a perfect world, your claim will be approved sooner rather than […]

We insure all kinds of things, from our homes to our cars to our life. However, many people don’t insure one of their most important assets — their income. That’s what disability insurance does. It pays a portion of your income if you are unable to work due to illness or injury. The average disability […]

When you file for long-term disability claims after service in the military, they can sometimes get delayed. While this is frustrating, new reports have shown that minor delays are not even as bad as it gets. Some people were left waiting for decades. For example, a report out of the Oakland, California, area showed that […]

A man who fought in the Vietnam War, having joined the Marines in the early 1970s, got nowhere when asking for disability assistance. The claim that he put in was denied without any reason, according to him and his wife. That happened in 1996. The man’s wife still wanted to pursue it, but the Marine […]

When you purchase an individual disability insurance policy, you hope there never comes a time when you need to make a claim. If you do find yourself in this position, it is much easier to move forward with your life if your insurance company cooperates. There are times when a disability insurance company wrongfully denies […]

Headlines were recently made by Rand Paul when he voiced his opinion on disability, stating that 50 percent of the people who were collecting had common ailments, such as back pain and anxiety. He said that all people deal with these things, saying that the people collecting on those grounds were abusing the system. As […]

Many of our California readers have individual disability insurance. Many others are thinking about buying this type of policy, as they realize it could come in handy if they are ever disabled and unable to work. While no two companies are the same when it comes to the process of filing a claim, the basics […]