Tag: wrongfully denied claims

Long-term disability (LTD) insurance is designed to provide policyholders with a portion of their monthly income for a predetermined amount of time if they become disabled and cannot work due to a covered illness or injury. An insurer’s definition of disabled, however, may not comport with common-use, dictionary definitions. Also, some disability insurance policies may […]

Not that long ago, the two most important items to remember before leaving the house were your keys and your wallet. Today, that list includes the relevant, must-have, smartphone. Technology is important for everyday tasks from personal communications, to streamlining and accomplishing professional tasks. However, recent reports indicate that these ubiquitous devices are now playing […]

Unfortunately, it is not uncommon for insurance carriers to use a retroactive date exclusion to deny policyholders from their claims. If you or someone you know has received a denial letter, it is important to understand that this does not mean that nothing more can be done; you may have the claim re-examined and negotiated, […]

When an injury, illness or other health condition is so severe that it renders a person unable to work, the worker is in a bad position. Without the income from employment, bills and debt can quickly pile up. If the person tries to return to work, he or she may be unable to perform his […]

From giving the perfect gift to cooking the perfect dinner, we are bombarded with advertisements from Black Friday all the way through New Year’s Eve calling on us to be nothing less than flawless in our holiday planning and execution. Most of us know from experience, however, that this is not only impossible, but also […]

People who work in the dental profession, just like people who work in other fields, may experience certain occupation-related injuries. After all, they might have to work in uncomfortable positions for long periods, which places a strain on their necks and backs. If a dental hygienist or dentist suffers a disabling condition as a result […]

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Veterans Day is meant to honor and thank those who served in the United States Armed Forces. Unfortunately, respect for veterans does not always extend to them when they need it most.

While the start of the National Football League season is always greeted with great enthusiasm by fans across the nation, it took on added significance for many people here in Southern California this year. That’s because it marked the inaugural season of the Los Angeles Rams franchise, which has returned to the city — and […]

When you have a long-term disability policy in place, you expect that policy to cover a variety of needs, including your lost wages. According to one man, his claim for long-term disability benefits was denied by United of Omaha Life Insurance. He has filed a lawsuit against the insurance company. The case was filed in […]

Can depression be a reason for a long-term disability denial? One man, who is a physician, is suing Life Insurance Co. of North American and Does 1-10 for failing to pay him the long-term disability payments he says are due. The physician applied for long-term disability benefits in April 2013 for a psychiatric disability. The […]