The world of collegiate athletics was drastically affected by the Covid-19 pandemic, seeing all levels of operation slowed to a crawl. But when the NCAA should have stepped forward and been of aid to collegiate athletes during this time of uncertainty, they failed – most notably in California – and their pursuit of equity has […]

Collecting long-term disability insurance benefits presents challenges you may not have expected. Many assume that their disability benefits provider will pay out when you have a documented disease. Unfortunately, many also find out that the insurance company holding their individual or group disability policy does not want to pay out benefits when the policyholder needs […]

There have been 29.3 million cases of COVID-19 in the United States since the coronavirus pandemic was first reported in early 2020, according to the New York Times. In addition to the staggering fatality rate in America, this post-viral syndrome has also created a group of legitimately sick workers known as “long haulers.” Long haulers […]

For individuals that suffer from insomnia, the disease creeps into every aspect of their lives. When you cannot sleep or do not sleep well, you are more irritable and less productive. When it is hard to get sleep, stay asleep and then wake up unrefreshed from a night of tossing and turning, problems ensue. Focus, […]

When you suffer from a disability that requires you to take time off work or reduce your work hours, you worry. You may feel unsure of your health, and you may also worry about your ability to make a living and pay your regular bills. That’s why you have disability insurance coverage—or so you think. […]

DarrasLaw is proud to announce that Frank Darras has been recognized by Acquisition International’s 2021 Leading Advisor Awards as their Leading Disability and Long-Term Care Insurance Attorney of the Year for California. Mr. Darras is honored for his nationwide work representing the disabled. People from all across America turn to DarrasLaw in their time of […]

Your Feelings and Pain Are Important for Your Group Long-Term Disability Claim A long-term disability (LTD) from an accident or illness can completely disrupt your life and reak financial havok on you and your loved ones. The symptoms of LTD vary widely, and can produce a host of restrictions and limitations. Hopefully, if you incur […]

You expect that your insurance and retirement plans will be there to support you if and when disability strikes. Unfortunately, that’s not always the case. Nevertheless, you do have protection under the Employee Retirement Income Security Act (ERISA). ERISA sets minimum standards that your retirement and other insurance plans must meet to provide you with […]

When you buy long-term disability insurance, you expect that, if you become disabled your insurer will timely pay. That is not always the case, especially if you have a pre-existing condition. The insurer may try to use your pre-existing condition as a reason to wrongfully delay or deny your long-term disability claim. If you find […]