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How do you select the right long term care insurance policy?

Posted September 8, 2015

It is one thing to say that you are interested in buying a long term care insurance policy. It is another thing entirely to compare your options and make a final decision that will benefit you. Selecting the right long term care insurance policy starts with learning more about this type of coverage. From there, […]

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Why doctors need disability insurance that covers their specialty

Posted September 2, 2015

Disability insurance is essential for physicians. It will help protect your income if an illness or disability prevents you from being able to practice. However, it’s also essential that you carefully read and understand the terms of a policy before you purchase it. Some disability policies pay if the policyholder is unable to perform the […]

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Don’t make mistakes on your individual disability application

Posted August 31, 2015

If the time comes to complete an individual disability application, it is imperative that you do so in an error-free manner. One mistake, no matter how big or small, could cause a major delay. Insurance companies are not in the business of paying out every claim they receive. Instead, they don’t do this until they […]

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The Pros and Cons of Having A Smart Home

Posted August 28, 2015

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More than a quarter of Americans have smart home products and they report that the devices save them an average of 30 minutes a day and more than $1,000 per year, according to a recent report by Coldwell Banker and CNET.

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Choosing between long-term care and long-term disability coverage

Posted August 26, 2015

Did you know that according to the American Journal of Public Health, two-thirds of all bankruptcy filings are at least partially caused by medical problems? It causes huge financial distress because of the high cost of care, as well as the missed work due to injuries or illnesses. Differences: LT Care Insurance vs. LT Disability […]

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The Back-To-School Insurance Checklist Every Parent Should Have

Posted August 25, 2015

As your children head back to school this fall, insurance is probably the last thing on your mind. However, having proper insurance coverage for you and your children should be a key factor in your back-to-school preparedness. Whether your children are preparing for their first day of kindergarten or heading off to college, make sure […]

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Age, health, and qualifying for long term care insurance

Posted August 24, 2015

There may come a time when you decide to shop for a long term care insurance policy. Some people do this early in life, while others continue to put this off. Many factors come into play when shopping for coverage. Not only will you consider your situation, but insurance companies will examine many details to […]

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Getting your long-term disability claim accepted

Posted August 20, 2015

If you need to file a long-term disability claim, there are some very important things that you need to know to help ensure that you provide a claim that is free of errors and credible. This will help you get the benefits that you need and deserve for as long as you’re entitled to them. […]

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The details of a bad faith insurance denial

Posted August 17, 2015

When you make an insurance claim, such as for disability benefits, you hope your carrier will understand your position and help you move through the application process in a clear and efficient manner. Unfortunately, insurance companies are not in the business of paying out every claim they receive. Instead, there are times when they put […]

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DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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