When many people who sign up for disability insurance, whether as individuals or through their employers, they are seeking to protect some portion of their income should they become injured or ill. Most of us don’t anticipate having to take time away from work to get treatment for depression. However, the financial cost of depression […]

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Did you know that someone turning 65 has almost a 70% chance of needing some type of long term care? Or that the average annual cost of an assisted living facility is $43,200, and the average length of stay is 3.7 years for women and 2.2 years for men?

Nursing is a demanding profession, both physically and psychologically. Injuries and burnout are high in nursing. It is important for registered nurses (RNs), certified nursing assistants (CNAs) and orderlies to sometimes focus their care inward and pay attention to their own physical and mental health. We have collected opinions from four nurses on extending your […]

Did you know that you have about a one in three chance of ending up with a condition that renders you disabled before you reach retirement age? Disability is a very real issue for thirty percent of the population, and there may be very little that you can do to prevent it. As such, it’s […]

When you make a claim for disability benefits, you hope your insurance company will move forward in a fast and efficient manner. While this may be your hope, it is not always the way things work out. Instead, some providers shy away from working with any urgency. Instead, they slack off in an attempt to […]

Americans enjoy more than three billion barbecues each year. That’s not surprising – after all, what better way is there to celebrate the approaching summer season? However, grilling might be riskier than you think. According to the National Fire Protection Association, approximately 8,800 home fires are caused by grilling every year. In 2012 alone, 16,900 […]

When it comes time for you, a parent or older loved one to make a claim on a long-term care insurance policy, you may believe that there will be no complications. An LTC policy is a wise choice to help cover the cost of assisted living, nursing home or at-home care when you reach the […]

California state officials have approved a new type of auto insurance policy for rideshare drivers that will close the gaps created by previously limited coverage and ambiguous language. California state officials have approved a new type of auto insurance policy for rideshare drivers that will close the gaps created by previously limited coverage and ambiguous […]

There are many considerations when buying long term care insurance. For example, you need to know if you are even eligible to purchase a policy. You may believe you are, however, this is not always the case. Depending on the insurance company, there may be pre-existing health conditions that make it impossible for you to […]