When you purchase an individual disability insurance policy, you hope there never comes a time when you need to make a claim. If you do find yourself in this position, it is much easier to move forward with your life if your insurance company cooperates. There are times when a disability insurance company wrongfully denies […]

Headlines were recently made by Rand Paul when he voiced his opinion on disability, stating that 50 percent of the people who were collecting had common ailments, such as back pain and anxiety. He said that all people deal with these things, saying that the people collecting on those grounds were abusing the system. As […]

Do you receive group disability insurance benefits through your employer? If so, you know this could come in handy at some point in the future. You never want to make a disability claim, but if you find yourself having to do this, it is important to know the ins and outs of the process. Like […]

If you do not have long-term care insurance in California, you are far from alone. In fact, some sources have shown that not even eight percent of the population of the United States has this type of insurance. What is holding everyone back? The main reason, it seems, is just that the cost is so […]

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Frank Darras appears on Health, Wealth and Happiness to discuss what thrill-seekers need to know about insuring their risky activities.

Extreme sports have become increasingly popular over the last decade. With this rise in demand, however, comes a rise in injuries: extreme sports have been linked to more than 4 million injuries since 2000. What kind of activities are considered “extreme” and how does your insurance cover you for participating in these events? Tune in to find out.

If you have long term care insurance, it goes without saying you never want to make a claim. Knowing you can, however, will give you peace of mind. Like many, you may have questions about your long term care insurance. This is particularly true if you receive the benefit through your employer, along with others, […]

Every case is different, so there are many reasons that can be cited for a denied claim in California, but it all comes back to one central theme: The insurance companies would actually prefer to deny your claim, if possible. They go out of their way to find reasons why a denial can be used. […]

As a business owner, human resources professional or employee, it is important to have a solid grasp on benefits, including which ones are provided. Long term disability insurance is offered by many companies thanks to a variety of benefits. With this, employees are able to receive money, despite the fact that they are unable to […]

Subscribe to our podcast: On iTunes | On Stitcher Our needs can change throughout the year, and it is important to make sure your insurance policies accurately reflect those needs and provide you proper coverage. The beginning of the year is an excellent time to make these assessments. Frank Darras, founding partner of DarrasLaw, joined Gary […]