
Are smartphone ‘pings’ being used against policyholders?
Posted March 31, 2017
Not that long ago, the two most important items to remember before leaving the house were your keys and your wallet. Today, that list includes the relevant, must-have, smartphone. Technology is important for everyday tasks from personal communications, to streamlining and accomplishing professional tasks. However, recent reports indicate that these ubiquitous devices are now playing […]

Is it time for more millennials to ‘like’ life insurance?
Posted March 29, 2017
If you graduated from college anytime over the last five to ten years, chances are good that once the excitement of earning your diploma wore off, things immediately turned chaotic. After all, there were decisions to make about everything from whether to attend graduate school and where to live to what type of job to […]

Understanding Common Flood Insurance Myths
Posted March 25, 2017
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As many states across the country raise awareness of the dangers of severe weather, it is crucial to highlight one of its very dangerous and costly side effects: flooding.
In this podcast episode, we team up with Gary Pozsik of Health, Wealth, and Happiness to discuss common flood insurance misconceptions and how to overcome them to ensure you’re protected against the effects of severe weather.

Three Reasons Dental Professionals Need Long-Term Disability Coverage
Posted March 23, 2017
No one can foresee all of the mishaps that will turn up throughout life, but we can learn from the mistakes of others, taking care to prepare for events that disable people every day. Individual and group long-term disability insurance is one item that prudent people buy to prepare for the unexpected. From car insurance […]

Ask DarrasLaw: “Can The Insurance Company Demand My Tax Returns?”
Posted
Every dollar matters when you are unable to work due to a disabling injury or sickness. When tax time rolls around the thought of producing your tax return to an insurance company is certainly distressing. Is your carrier really able to do that? The long-term disability insurance company may be telling you that they are […]

Why small words take on such big meaning in the context of disability insurance
Posted March 22, 2017
When a person makes the brave decision to start his or her own business, it can prove to be equal parts exhilarating and excruciating. Here, the exhilaration comes from finally breaking free of an unfulfilling occupation and realizing a lifelong dream. The excruciation, on the other hand, comes from the process of getting the new […]

Why life insurance may suddenly become far more affordable
Posted March 17, 2017
In our last post, we discussed while those who make the decision to purchase life insurance must be commended for their foresight, they should know that there are scenarios in which insurance companies might attempt to avoid payment. While the notion of an insurer seeking to deny policy payments might not come as too much […]

Understanding more about why life insurance claims are denied
Posted March 15, 2017
When a couple makes the important decision to purchase life insurance, they will undoubtedly gain considerable comfort about the future. This comfort, of course, comes from knowing that they’ll be able to weather the storm financially should the unimaginable transpire. While anyone who purchases life insurance — term or whole — should be commended for […]

It’s Time To Spring Clean Your Homeowners Insurance Policy
Posted March 13, 2017
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As you make your way through your spring-cleaning checklist, don’t forget one very important thing: now is a good time to review your homeowners insurance policy. In this podcast episode, we team up with Gary Pozsik of Health, Wealth, and Happiness to talk about life events that may prompt a policy review and which elements of your home insurance policy you should assess.