When you are confronted with health issues that are serious enough to put your livelihood in danger, you need to know your rights and your legal options. You also need to know that you do not have to figure all this out on your own. Thousands of people from across the country have worked with […]

When your disability benefits are held up or denied, it can have consequences across your entire life. Disability insurance is provided or purchased for the sole reason that people want to protect themselves from complete loss of income if health or body capability suddenly makes them unable to perform their job. Denial of benefits through […]

Are you doing everything you can to save on auto insurance? According to a January 2016 report from the National Association of Insurance Commissioners, the average amount spent on auto insurance expenditure rose to $841.23 in 2013 from $814.63 in 2012. You know the most common ways to reduce your premium, but you might have […]

Many people are under the impression that health insurance is more than enough to deal with any medical problem that comes into their life. While this is true in regards to receiving treatment, there is something else to consider: You may run into an injury or illness that keeps you out of work for an […]

Did you know that your health care policy probably doesn’t provide much in the way of long-term care coverage? Even Medicare, which is the coverage many people rely on for paying for medical needs in late life, only covers a small portion of the long-term care needs many people experience. This gap in late-life coverage […]

One of the primary benefits of working for a company, as opposed to yourself, is the ability to access a variety of benefits. This often means group disability insurance. While some people are excited about the opportunity to purchase group disability insurance, others begin to realize that this is not the best decision for them. […]

Our readers likely remember the collapse of Lehman Brothers Holdings Inc. and its filing for Chapter 11 bankruptcy, the largest ever, as one of the key actions that started the global financial crisis of 2008. Now, in one of the final remaining lawsuits stemming from the bank’s collapse, a Manhattan federal appeals court has decided […]

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As you make your way through your spring-cleaning checklist, don’t forget to dig out your insurance policies and look them over. Here are some of the reviewable elements of your home, life and auto insurance policies discussed in this episode.

If you’re filing a long term disability insurance claim, every form you complete and action you take matters. Insurance companies will look for any valid reason to deny you benefits; if you’re not careful, you may provide them with the information they can use to invalidate your claim. Learn more about the most common reasons […]