Nearly 60 million Americans have been affected by identity theft, according to a 2018 online survey by The Harris Poll, which also indicates that nearly 15 million consumers experienced identity theft in 2017. In some cases, fraudsters use stolen Social Security numbers to file fraudulent tax returns and take the refund. Here are four tips […]

Neurological issues can be life-altering, and they may make it impossible for you to ever work again in California. Below are a few key issues that are highlighted by the Social Security Administration (SSA). 1. Epilepsy With this disorder, the sudden onset of seizures can occur. Not all cases are the same, so the SSA […]

There is nothing worse than receiving word that a disability insurance claim has been denied. If this happens, you may wonder how you will get by until you are able to return to work. Just because you receive a denial does not mean you have to give in. You have the right to protect yourself, […]

Download this episode: On iTunes | On Stitcher February is American Heart Month, which means we’ve seen many tips for stroke prevention and heart health. For the 85.6 million Americans living with some form of cardiovascular disease or the after-effects of a stroke, what’s the next course of action? In this episode, we discuss the […]

Insurance companies often limit the disability benefits they pay for “self-reported” conditions to two years. However, these conditions often last for far longer than that. This means that people may require medical treatment and be unable to work well past the time when they stop receiving benefits. At DarrasLaw, we work to help our clients […]

If you don’t receive disability insurance through a group policy, it may be in your best interest to purchase individual coverage. In short, disability insurance is purchased as protection in the event that you are unable to work as the result of an injury or illness. Even if you receive group disability insurance, you still […]