Nurses employed by hospitals, nursing homes, and assisted-living facilities in California often work 12-hour shifts for four or more days a week. The volume of natural disasters, pandemics, wildfires and earthquakes in the past year has driven the demand for most nurses to work additional hours, or “long haul” shifts to meet the demands of […]

Frank Darras was interviewed by ESPN’s Tennessee Titans reporter Turron Davenport on the state of the NFL’s response to COVID-19, the outbreak on the Titans, the players options for disability insurance and more. https://open.spotify.com/episode/31SBgy3kIgd2v1mpVX3UNK?si=w4gRCQs1SQOr-wziRwLhHQ&utm_source=copy-link

Many healthcare professionals have called on Darraslaw with questions about the finer points of their long-term disability (LTD) policies and benefits. An injury or illness may keep them from performing their own occupation — one that they may have held for years—but they are still able to work jobs that are not as physically demanding. […]

ER Technicians have historically been in high demand due to many hospitals and healthcare providers reaching maximum capacity. This need has intensified amid the COVID-19 pandemic, and as previously discussed, ER Techs have consequently been at higher risk for disabling injuries and illness since their presence is required to support nurses and doctors. Should an […]

Emergency room technicians, or ER Techs, are regularly pushed to the limit at hospitals and health care facilities. Also known as patient care technicians or nursing assistants, their primary responsibilities involve supporting nurses and other professionals with the heavy lifting, carrying, bending and stooping. Their duties also come with a high risk of injury and […]

The COVID-19 pandemic has caused major disruptions for anyone filing short- and long-term disability claims. The Department of Labor (DOL) recognized just how impactful the pandemic has been on patients in the U.S. and acted on it by thankfully suspending many long-term disability deadlines. This is good news for anyone who filed a claim with […]

Long-term disability insurance covers people against the financial impact of unexpected injuries or sicknesses that leave them out of work for an extended period (or permanently). People covered by long-term disability insurance can receive periodic monthly payments for as long as they are disabled and their carrier agrees, or a single lump-sum payment that (in […]

If a long-term disability (LTD) insurance provider subject to the Employee Retirement Income Security Act, or ERISA, has denied part or all of your claim for disability benefits, you do not have to take “no” for an answer. You have the right to timely and comprehensively appeal the claim denial so that you receive the […]

Countless workers have experienced the frustration of submitting a claim for short-term or long-term disability benefits through their employer-sponsored disability insurance plan, only to have their legitimate claims denied. Group disability insurance is supposed to be there when injured or sick workers need it most. Being told “no” by an insurance company feels like a […]