A long-term disability is when an insured, as a result of an injury or illness cannot perform the important duties of his or her regular occupation, or in some cases is unable to do any occupation by which they are trained, educated, or suited. The COVID-19 pandemic is a devastating emerging risk in the medical […]

Nursing professionals are an integral part of the American healthcare delivery system. Today, our nurses are recognized as heroes amid the coronavirus pandemic and are celebrated frontline workers. Physical and mental stresses are often byproducts of their working experiences. Below are some challenges our nursing clients have faced that have led to short and long-term […]

Nearly 3 million nurses work on the frontlines and behind the scenes protecting all of us here in the United States. These essential workers have the skills to heal and treat patients while also supporting other medical professionals. They are regularly in harm’s way, because of the work related hazards faced by nurses and health […]

With college athletics as we know them on hold for the time being, the pressure may have eased ever so slightly on the NCAA to come up with a solution to the long-simmering issue of college-athlete compensation. Despite NCAA President Mark Emmert’s adamant insistence in recent Senate testimony that he will never endorse any model […]

Workers who have applied for group long-term disability benefits under an employer-sponsored insurance plan do not have to take no for an answer. They have important legal rights including filing a timely, comprehensive administrative appeal with their insurer after a bad-faith claim denial, and after that, a federal ERISA lawsuit to collect their disability benefits. […]

The pressure ratcheted up on the NCAA Board of Governors recently when Colorado Gov. Jared Polis signed a bill into law giving college athletes rights to profit off of their names, images, and likenesses starting in 2023. It is the third name-image-likeness (NIL) law passed by a state legislature, joining California which passed a law […]

Throughout the coronavirus outbreak, the public and media have focused a great deal of attention on the impact of medical doctors – and rightly so. However, the economic and mental impact on other professions, especially dentists, is also immense. This week, a United States Senator from Maine, Susan Collins, discussed this very issue. Americans are […]

Imagine being a nurse in a critical care or ICU unit over the last 90 days. You spend long hours caring for people who are critically sick with a new illness, many of whom will die. There are no proven treatments, vaccines, or cures, so all you are able to do is offer the very […]

The Daily Journal released its list of the Top 35 Healthcare Attorneys in California for 2020 and Frank N. Darras, founder of DarrasLaw, was honored among them. Mr. Darras was highlighted for his tireless work representing policy holders with long term disability insurance claims throughout the country. His insight into the ongoing COVID-19 pandemic was […]