When an injury or illness makes you unable to continue working, you may file for long-term disability benefits. What happens, though, if those benefits are terminated because the insurance provider says you are no longer disabled? One man’s answer is to file a lawsuit against the insurance company to have the benefits reinstated. The man, […]

Do you know how your short-term disability policy works? For many employees, the only thing they can remember about the plan is that it was discussed during their employee orientation. A short-term disability policy can help employees by paying a percentage of their salary until they can return to work. How much does short term […]

A man who says he is disabled claims his insurer wrongfully denied his long-term disability benefits. The man has filed a lawsuit in the U.S. District Court for the Central District of California. The named defendant is United of Omaha Life Insurance Co. The plaintiff alleges that when he became disabled and filed a claim […]

If you file a long-term disability insurance claim, you do so with the expectation that your company will treat you fairly and pay you timely benefits. After all, you’ve paid a rich premium to ensure you’re covered for a disabling illness or injury. However, many long-term disability insurance policies have exclusions and limitations that may […]

If you work in the information technology sector, you probably don’t worry often about getting injured in the workplace and facing a disability because of that injury. Many IT workers tend to sit at desks for long periods of time as they manage reports, databases, programs or networks. However, there are still ways IT workers […]

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As many young adults prepare to head off for college, insurance is probably the last thing on their mind. However, leaving home without proper insurance coverage can spell financial disaster for students and their parents alike. In this podcast episode, we discuss insurance coverage tips that parents and their college-bound students should consider.

Buying any type of insurance these days can be a major endeavor. Simply finding an insurance plan that is affordable and meets all your needs seems like an impossible task – though we know those plans do exist. When consumers are faced with a daunting amount of information, technical jargon and numerous products to compare, […]

Long term individual disability insurance, free agent drop-in-slot protection, and loss of endorsement coverage are necessary to protect an athlete’s future income in the event of a permanent, career-ending sickness or injury. However, like claimants from all other professions, many athletes struggle and don’t collect their disability insurance benefits. Insurance companies look for each and […]

Many California residents suffering from a long-term disabilities often have a legitimate right to benefits under ERISA, which is an acronym for the Employee Retirement Income Security Act. However, these claims are subject to acceptance by insurance companies. Insurance is an industry like many others and this means the companies that provide this insurance do […]