Aetna is one of the largest and best-known disability insurance providers in the United States. The company has been known to collect tens of billions of dollars in revenues from premiums alone. As you can guess, Aetna is not always so quick to pay valid long-term disability (LTD) claims to policyholders and will do what […]

According to the latest figures from the Bureau of Labor Statistics, 17.9% of Americans with a disability were in some kind of employment in 2020. This is a slightly smaller proportion of the disabled community in the workforce than recorded in previous years, with the pandemic being the biggest factor in the reduction. If you’ve […]

Nowadays, repetitive strain injuries are often associated with office work, such as extensive keyboard and mouse use. However, the problem predates the modern computer by quite a while. Conditions like “telegraphist’s cramp,” “glass arm,” and “washerwoman’s thumb” all emerged in medical literature by the early 20th century. Repetitive strain injuries arise from the repetition of […]

Experts are learning more about COVID-19 all the time, but there’s still a long way to go before we fully understand the impact the virus can have on patients. Different people suffer from different symptoms, and while some recover relatively quickly, others are left dealing with health difficulties and disability long after their initial diagnosis. […]

If a life-changing sickness or injury results in a long-term disability, insurance companies are expected to work with claimants to evaluate the claim in good faith. Unfortunately, many disability insurers treat their customers as ATM machines: good for taking premium money without returning the monthly disability benefits they’ve agreed to pay in a timely manner. […]

Individual and group disability policies are complex legal documents. Unfortunately, most employers and employees do not take the time to read them, leaving uncertainty and frustration when it comes to claiming time. You took the time to choose a disability policy that would most benefit you or your employees. You wanted to ensure that if […]

During these tumultuous times when so many people suffer, volunteering can help those in need while also giving those who volunteer a sense of purpose and connection to their communities. As a society, we should all encourage and celebrate volunteerism. People with disabilities are also well-equipped in some circumstances to volunteer in different roles. Unfortunately, […]

Weeks and months after getting the COVID-19 infection, many survivors continue to experience disabling symptoms that limit or prevent them from engaging in major life activities, including resuming work. Frank Darras discusses how long term disability laws can be applied to people who are suffering from long covid with topics such as: understanding the symptoms […]

If you suffer a disabling sickness or injury that prevents you from working, you may have the right to receive disability insurance benefits to help you cover your needs and expenses while not receiving a paycheck. People often ask, does receiving disability payments mean you have to stay home, doing nothing until you heal enough […]