When you make a disability insurance claim, you have one thing on your mind: receiving the benefits you deserve as soon as possible. Since you are unable to work, you are relying on this money to pay your bills and help you through a difficult time. The one thing you may not be thinking about […]

If you are dealing with a long-term disability — especially one that comes from a sudden injury — we know that it can be difficult to reintegrate into life. Your disability might be keeping you from work you once loved or making it harder to enjoy activities with your family and friends. While all of […]

MetLife, the largest insurer in the United States, will no longer sell individual disability insurance policies after September 1, 2016. Kieran Mullins, senior vice president of MetLife’s client solutions department, explained the company’s decision in a recent memo: “This was not an easy decision to make, given the growth and strength of our IDI business. […]

When you purchase long-term care insurance, you hope you never have to make a claim. Of course, you know that there could come a day when you need to file for benefits. If you ever find yourself wanting to make a long-term care insurance claim, there are a few things you should first do. When […]

Changes are coming to California Paid Family Leave benefits as of 2018 that are beneficial to many employees and neutral to most employers. The current paid family leave law in the state allows eligible employees in the state to receive 55 percent of their wages for up to six weeks should they take off to […]

Many insurance companies feel that individuals should purchase long-term care insurance. Of course, from a consumer point of view, you may consider this nothing more than a sales tactic. But before you make a final determination, it is important to understand the pros and cons of buying a policy. Do the benefits outweigh the risks? […]

The Employee Retirement Income Security Act describes a number of laws at the federal level that are meant to protect workers who have profit-sharing, retirement, pension or health insurance plans provided by a private employer. Employers who fall under ERISA must provide certain information to employees, perform fiduciary duties as legally obligated and provide processes […]

As an employee, you may have the right to purchase group disability insurance. If this situation arises, it’s essential to learn more about the policy. Furthermore, if you have any questions, this is the best time to address each and every one. Disability insurance is nothing to take lightly. While you may believe it will […]

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Baseball season has arrived, and with it comes endless debates about the best-hitting lineups and pitching staff. However, there’s one topic everyone should be following this season: the frequency and prevention of Tommy John surgery. The procedure is so commonplace that many players consider it routine – but should it be?