Independent Medical Examination (IME)

While the attending physician’s statement (APS) is a method commonly used by insurance companies to obtain information about an insured’s medical condition, insurance companies are often not satisfied with the input of the insured’s doctor alone. They may also request an independent medical examination (IME).

What Is an IME?

In most disability insurance policies, insurance companies reserve the right to order an independent medical examination at their discretion. Typically, these exams are conducted by a doctor who is chosen and paid by the insurance company. Not surprisingly, when a doctor who is chosen and paid by the insurance company voices his or her opinion about an insured’s medical condition, it is often the opinion that the insurance company wants to hear: that there is no disability and the insured is able to return to work.

Proceed With Caution

If you have been ordered to have an IME, proceed with caution. Contact an experienced lawyer. At DarrasLaw, America’s top disability firm, we will make certain you are treated properly. If possible, we will negotiate with your insurance company to make certain you see a doctor who will offer an unbiased opinion. At the very least, we want to make certain your exam is conducted by a doctor within the right specialty. We want to make certain that all tests are appropriate and that the exam does not exceed its scope.

Our lawyers have more than 100 years of experience extending a helping hand to people like you. We will work to prevent your benefits from being cut off when you need them.

Free Consultations — Independent Medical Examinations Attorneys

Call us at 800-458-4577 or send us an email. Our attorneys offer free consultations about the independent medical examination.

Reason #4

Why Choose DarrasLaw?

We believe our clients, and we fight hard every day to ensure they are not bullied by billion dollar insurance companies.

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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