Self-Reported Conditions Benefit Limitations

Disability insurance policies are riddled with limitations. One of the common benefit limitations seen on policies is related to self-reported conditions.

A self-reported condition is defined as a disability that has been diagnosed based on symptoms like pain and fatigue that a patient has reported but a doctor cannot verify using tests. Disabling conditions that are often considered self-reported include fibromyalgia, chronic fatigue, tinnitus, lupus, headaches, arthritis and Lyme disease.

At DarrasLaw, America’s top disability firm, our attorneys will conduct a free analysis of your policy to determine whether so-called self-reported conditions may limit your benefits.

You May Only Be Able to Get Benefits for Two Years

Instead of simply not recognizing the existence of self-reported conditions, many insurance companies have decided to acknowledge that policyholders may be diagnosed with these disabilities but cut them off from benefits after two years has passed. Unfortunately, many of these conditions do not simply disappear after two years.

You want to make certain that you get all the benefits you need as soon as possible and for as long as possible. That is why it is important that you enlist experienced lawyers like ours, who have been handling these cases for more than 100 years.

Free Consultations — Self-Reported Conditions Benefit Limitation Attorneys

Call us at 800-458-4577 or send us an email. Our attorneys offer free consultations about self-reported conditions benefit limitations.

Reason #4

Why Choose DarrasLaw?

We believe our clients, and we fight hard every day to ensure they are not bullied by billion dollar insurance companies.

Our Promise To Our Clients:

  • FREE: Consultations and Insurance Case Evaluations Are Always Free
  • UNDERSTANDING: We understand how you feel. Our clients are often at the very bottom of their life, feeling emotionally, physically, and financially exhausted.
  • PASSIONATE PEOPLE: Our expert Attorneys and Dedicated Staff Love The Work We Do. We are Compassionate, Caring, and Results Driven.
  • UNPARALLELED RESOURCES: We will not be bullied or outspent by billion-dollar insurance companies or their army of lawyers. 
  • RESPECTED: We have fought and won the respect of every disability and Long-term care insurance carrier for our policyholders.
  • RESULTS: Frank Darras and his firms have recovered nearly a $1 billion dollars in wrongfully denied insurance benefits to date, and we put that proven track record to work for you and your family.

DarrasLaw is Americas' most honored and decorated disability litigation firm in the country. Mr. Darras has seen more, evaluated more, litigated more, and resolved more individual and group long term disability and long-term care cases than any other lawyer in the United States.

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