According to the United States Census Bureau, 9 percent of Washington’s population under age 65 was disabled during the period between 2012 and 2016. Thousands of Washingtonians today continue to live with conditions that limit their movements, activities, or ability to sense the world around them. They are also struggling to obtain the individual and […]
We Help Disability Claimants Suffering From Traumatic Brain Injuries As the school year approaches, children are preparing for fall sports. For years, football was a staple of late summer fun. Whether it was varsity training camp or flag football, many kids have played football since elementary school. Rob Kelly was one such kid. This former […]
The National Institute on Drug Abuse reports that almost two-million Americans suffer from an opioid-related disorder. In fact, 25 percent of patients with legally prescribed opioid pain medications may misuse them, and about 10 percent of those patients develop addictions. Many opioid users don’t know that these medications do more than relieve pain. Opioids such […]
Professional Disability Attorneys Serving Boston, Massachusetts Having a disability is hard enough, especially in the harsh winters of Boston. Did you know that nearly 40 percent of disabled citizens in Massachusetts are working, and more than half of them work full-time, year-round? In Boston, about 9 percent of working-age individuals have a disability. Whether they […]
Fighting Wrongful Delays, Denials, and Terminations of Disability Benefits Throughout California About 9 percent of all Sacramento residents younger than 65 report suffering from a disability. This is about the national average, but it is much lower than in surrounding counties. Lake, Yuba, Alpine, and Calaveras Counties all report disability rates among those younger than […]
Private, for-profit corporations generally deliver individual and group long-term disability insurance benefits. Thus, every disability insurance policy contract is ultimately designed to protect the issuing disability insurance company’s bottom line. Essential disability benefits are the same under most individual or group long-term disability insurance plans—that is, you should receive income-replacement payments if you are sick […]
Individual and Group Disability Insurance Definitions: The Layperson v. The Legal Terms Helping Beneficiaries Understand Their Confusing Individual and Group Disability Insurance Policies What comes to mind when you think of the term disability? Do you see someone in a wheelchair, with a guide dog, or walking with an aid? Webster’s defines “disability” as “a […]
Generally, your long-term disability insurance exists to replace your income if you can’t work because of a disabling illness or injury. Most individual or group long-term disability beneficiaries are completely disabled from their current occupations, but this isn’t the case for all disability claimants. While a serious disabling illness or injury can leave you with […]
When many people think of disabilities—and even disability insurance—physical disabilities come to mind. While physical injuries and chronic pain conditions surely qualify as disabilities under certain circumstances, they are not the only ones. Mental illnesses may also fall under the provisions of many individual and group disability insurance policies. Statistics provided by the National Alliance […]
Medicine has come a long way in recent years. Researchers continue to find the previously elusive, unknown roots of Huntington’s disease, Alzheimer’s, and alopecia. Doctors, however, cannot clinically diagnose every disabling condition. Conditions like fibromyalgia and chronic fatigue are hard to clinically confirm because they lack genetic and blood markers and do not appear on […]