Tag: denied disability claim
Understanding Short-Term Disability Benefits Eligibility
Posted June 17, 2021
If you suffer a disabling injury or illness that requires treatment and appropriate medical care for a short period of time (typically 12 months or less), short-term disability (STD) insurance benefits can provide you with income replacement. Your short-term disability income replacement benefits are based on your monthly income, along with a predetermined percentage of […]
Disability Insurance Denials
Posted August 30, 2017
Long-term disability (LTD) insurance provides beneficiaries with a portion of their income if they become ill or injured and cannot work for extended periods (usually more than 90 days). To receive disability benefits, policyholders must file a timely proof of loss and disability claim that insurers approve. Often, disability claims are wrongfully delayed or denied, […]
How To Avoid A Long Term Disability Claim Denial
Posted March 23, 2016
If you’re filing a long term disability insurance claim, every form you complete and action you take matters. Insurance companies will look for any valid reason to deny you benefits; if you’re not careful, you may provide them with the information they can use to invalidate your claim. Learn more about the most common reasons […]
What Is Short Term Disability?
Posted February 23, 2015
Disability insurance is a proactive step that many employees choose—or may have provided by their employers—to protect their incomes in the event of debilitating injuries or illnesses. If an injury or illness impairs an employee’s ability to work for any length of time, disability insurance should kick in to provide a portion of the claimant’s […]
Research is essential when choosing disability insurance
Posted September 17, 2014
While many large companies still provide long-term disability insurance to their employees at no charge, others require employees to foot the bill via payroll deductions. Increasingly, employees are having to make their own choices regarding disability insurance, just as they are with retirement plan investments and health care plans. That requires some knowledge about this […]