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Disabled by Depression: Tips for Filing an Individual or Group Long-Term Disability Claim

Posted June 17, 2021

A common thread among individual and group disability insurance policies, particularly for private insurers, is the explicit or implicit requirement of physicality for disability claim approvals. Sometimes, this requirement is made explicit by the policy’s language, which may categorically exclude mental disorders and conditions. Other times, this need to list a physical illness or injury […]

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