Tag: depression

A common thread among individual and group disability insurance policies, particularly for private insurers, is the explicit or implicit requirement of physicality for disability claim approvals. Sometimes, this requirement is made explicit by the policy’s language, which may categorically exclude mental disorders and conditions. Other times, this need to list a physical illness or injury […]

Yes, it is possible to qualify for long term disability benefits if you are suffering from depression. Not all disabling conditions involve outwardly-visible physical injuries. Mental impairments, such as depression, that severely limit your ability to work may qualify you to receive long term disability benefits if you have coverage under an individual or group […]