Tag: disability appeals

If you suffer a disabling injury or illness that requires treatment and appropriate medical care for a short period of time (typically 12 months or less), short-term disability (STD) insurance benefits can provide you with income replacement. Your short-term disability  income replacement benefits are based on your monthly income, along with a predetermined percentage of […]

If you’ve been disabled, it is important to protect your rights. A disabled individual may need extended medical care, special therapies or other accommodations. Yet coverage under your insurance policy may not be automatic. If you were initially denied, the particular policy may require you to file an appeal. It is imperative to consult with […]

Once you purchase individual disability insurance, you may begin to think about what would happen to you in the event of an injury or illness. Just the same as life insurance, you hope you never have to use this type of coverage. At the same time, you know that it will protect you in the […]

A denial of disability coverage is not the end of the Social Security Disability process. Even though it may be disheartening and frustrating to be denied needed coverage, the insurance company’s first answer is not the final answer. You have the right to appeal the initial determination on your disability claim. If you applied for […]