Tag: long term disability

In one capacity or another, we all have insurance. Whether it’s car insurance, health insurance, homeowner’s insurance, or disability insurance, it’s there for the “just in cases” of life. Most of us insurance policyholders are honest, hardworking Americans. However, under the guise of defending against insurance fraud—but really to just save money—your individual or group […]

Are you a veteran preparing to file a claim for long-term individual or group disability insurance benefits? Were your disability insurance benefits wrongfully delayed, denied, or terminated? Contact the award-winning long-term individual disability lawyers and accomplished group ERISA attorneys at DarrasLaw today. If you’re a veteran, you shouldn’t file a claim for long-term disability insurance […]

Sales representatives in high-paid industries, like the medical and pharmaceutical fields, know that income potential is very good. Sales can be a great career. On the other hand, if you are currently struggling to make quota – as nearly all sales reps do at one time or another in their careers – there might be another […]

Most people think of long-term disability insurance as something that only older people need, but that is a misconception that can leave a younger person in a serious financial bind. People’s brains are not really wired to understand risk. We ignore it, or we assume that it isn’t as serious as others would try to […]

The situation: An injury or illness has become a disabling condition that prevents you from working. You need to make a long-term disability claim to recover the financial resources you need to provide for yourself and your family during the difficult weeks, months, or years ahead. The solution: File a claim with your long-term disability […]

Are you thinking about filing a long term disability insurance claim? In this video, we explain the factors to consider before requesting claim forms, such as: How do you know if or when you’re considered disabled? Do you have difficulty with the primary or material duties of your occupation? Are your earnings plummeting as a […]

It’s possible that a long-term care insurance system may arrive in California, as lawmakers are considering the usefulness of such a program. It would be a statewide program, and the target demographic would be residents who need long-term care insurance (LTCI) and who are in a mid-level income bracket. The actual accomplishment of creating such […]

Some companies offer every worker long term disability insurance. Others, however, have to purchase this coverage on their own if interested. Nobody wants to think about a situation in which they are disabled for an extended period of time. Unfortunately, this happens to many people every year. From an illness to an injury, you never […]

A recent article in Forbes offers a detailed comparison of the average salary for professional baseball, football, basketball and hockey players. According to its author Kurt Badenhausen, the MLB saw its biggest annual salary increase since 2001, nearly doubling the average NFL salary but still trailing behind the NBA. The average MLB salary was $3.82 million for […]

Did you just receive a letter from your insurance company denying your individual or long term disability benefits? Unfortunately, you’re not alone. The end of the year is a busy time for denied claims and there’s a reason why. It’s important to remember that insurance companies are, first and foremost, businesses. When your claim is […]