Year: 2013

“Let’s make sure that they’ve got collision coverage. Let’s make sure they get comprehensive covereage,” commented Frank N. Darras during a recent radio show with Gary Poszik of Health, Wealth and Wellness. If your child is fortunate enough to take a car to school, it’s important to have a sit-down discussion with him or her […]

For now, Napa State Hospital patients who commit crimes while under hospital care will be forced to Napa County jail, according to officials. This comes in lieu of a Napa County bill that has stalled in the legislature which would have seen patients accused of a crime staying in the hospital. This flies in the […]

Football players are getting bigger and quicker, wisely observed radio show host Gary Poszik of Health, Wealth and Wellness on WGCV.net. The rules of the game are changing as are the way injuries are diagnosed and treated. Frank Darras noted that back in the 70s smelling salts were the cure for head injuries – a […]

The high road, or in this case, high flight taken toward group disability insurance went terribly wrong for a Tennessee helicopter pilot who thought the better of his substance abuse, and temporarily grounded his flying career to seek treatment. But in the case of the pilot, it seems the good deed of doing the right […]

Another group disability insurance carrier, Genworth Financial, is reassessing its place in the market with an “intense, very broad, and deep review of all aspects of our long-term care insurance business,” stated president and CEO Tom McInerney. Sources say Genworth could withdraw from the market if the company fails to win regulatory approval for additional […]

President Barack Obama unveiled initiatives in education and health for war veterans, highlighting how his administration has reduced the backlog of veterans’ long term disability insurance claims by 20%. “We’re turning the tide. We’re not going to let up until we eliminate the backlog once and for all,” Obama told a gathering of disabled veterans […]

Drug addiction is often seen as a self-imposed disability. It is the user’s choice to continue abusing drugs to the point of disability and it is the user’s choice when he or she wants to quit. Because of misconceptions and misunderstandings about drug abuse and recovery, the quest for disability benefits for chemical dependency can […]

The bargain is gone, according to customers of Kaiser, one of the nation’s largest group disability insurance providers as well as HMOs. Worse, the company is standing in the way of controlling healthcare costs by not negotiating rates or fully explaining why its premiums keep rising. Kaiser staves off the criticism by saying it remains […]

A denial of disability coverage is not the end of the Social Security Disability process. Even though it may be disheartening and frustrating to be denied needed coverage, the insurance company’s first answer is not the final answer. You have the right to appeal the initial determination on your disability claim. If you applied for […]

Long gone are the days of box televisions and a strict one TV per household rule. Lightweight flat-screens are becoming the family room TV of choice and older flat-screens and box sets are being moved into bedrooms. In fact, the number of households with multiple TVs has more than doubled since 1990. The rise of […]